17154 River Bluff Dr, Union Pier, MI 49129 Property Records

Berrien County property record for 17154 River Bluff Dr, Union Pier, MI 49129

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,618 sqft · built 2022
Lot Size	1.86 acres (81,022 sqft)
Owner	2 Company Names on Record
Tax Bill	$13,595 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-6800-0009-00-4`

Property Details

APN / Parcel Number

Primary APN	`13-6800-0009-00-4`
Alternative APN	`11-13-6800-0009-00-4`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Building Area	3,618 sqft Living Area
1st Floor Area	2,095 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	81,022 sqft (1.86 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	17154 RIVER BLUFF DR
City	UNION PIER
State	MI
Zip	49129-9478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-R
Legal Description	UNIT 9 RIVER BLUFF LIBER 231 PAGE 1
Legal Subdivision	RIVER BLUFF CONDOMINIUM
Legal Unit	9
Jurisdiction	BERRIEN MI
Township / Civil Division	NEW BUFFALO
Census Block Group	2
Census Block	2074
Census Tract	11301

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	17154 RIVER BLUFF DR, UNION PIER, MI 49129-9478
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage INDEPENDENT BANK
Jan 5, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2012
Deed Sale	Mar 20, 2012
Deed Book / Page	2987 / 2893
Last Transfer Date	Apr 19, 2013
Transfer Doc	03034/0285
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jan 18, 2023
Property Address	17154 RIVER BLUFF DR, UNION PIER, MI 49129-9478
Document Number	03396/4138
Book / Page	3396 / 4138
Map Reference	LB 231 PG 1
Instrument Date	Dec 19, 2022
Instrument	2023371319
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 N KENILWORTH AVE, OAK PARK, IL 60302-1316

Mortgage

Document Number	0033964148
Date	Jan 18, 2023
Instrument	3396-4148

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	10.7%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 5, 2021
Property Address	17154 RIVER BLUFF DR, UNION PIER, MI 49129-9478
Document Number	003307/747
Book / Page	3307 / 747
Map Reference	LB 231 PG 1
Instrument Date	Dec 29, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 N ELM ST, THREE OAKS, MI 49128-1031

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	New Buffalo Township
Unified School District	New Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$828,700 (+35.76%)	$1,657,400 (+35.76%)
2025	$13,595.00 (+1,262.22%)
2023		$610,400	$1,220,800
2022	$998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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