16887 Prado Loop, Loxley, AL 36551 Property Records

Baldwin County property record for 16887 Prado Loop, Loxley, AL 36551

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,558 sqft · built 2009
Lot Size	0.188 acres (8,196 sqft)
Owner	Individual Name on Record
Tax Bill	$658 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`42-07-26-0-000-011.024`

Property Details

APN / Parcel Number

Primary APN	`42-07-26-0-000-011.024`
Alternative APNs	`293716` `279461`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,558 sqft Heated Area
1st Floor Area	1,558 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,196 sqft (0.188 acres)
Lot Dimensions	136 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	279461
Street Address	16887 PRADO LOOP
City	LOXLEY
State	AL
Zip	36551-8691
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	60' X 136.6' LOT 120 COTTAGES OF AVENTURA PH 2 SLIDE 2353-ASEC 26-T5S-R3E (WD - SURVIVORSHIP)
Legal Subdivision	COTTAGES OF AVENTURA PH 2
Legal Phase	2
Legal Lot Number	120
Jurisdiction	BALDWIN AL
Township / Civil Division	ROBERTSDALE
Census Block Group	2
Census Block	2011
Census Tract	10903

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	16887 PRAD0 LOOP, LOXLEY, AL 36551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2009
Deed Sale	Oct 23, 2009
Deed Document Number	20091204589
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	16887 PRADO LOOP, LOXLEY, AL 36551-8691
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16887 PRADO LOOP, LOXLEY, AL 36551-8691

Mortgage

Document Number	0002238001
Date	Feb 25, 2026
Instrument	2238001

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Mar 5, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$658.00 (+4.11%)	$22,700 (+3.94%) Land $4,280 Building $18,420	$226,900 (+3.94%) Land $42,800 Building $184,100
2023	$632.00 (+16.61%) Homeowner's exemption	$21,840 (+15.19%)	$218,300 (+15.26%) Land $21,300 Building $197,000
2022	$542.00 (+23.74%) Homeowner's exemption	$18,960	$189,400 Land $22,500 Building $166,900
2021	$438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20