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16638 W Central St, Surprise, AZ 85388 Property Records

Maricopa County property record for 16638 W Central St, Surprise, AZ 85388

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,504 sqft · built 2003
Lot Size0.123 acres (5,365 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Sep 2021)
Tax Bill$1,278 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Jul 2021 Sale
+ 2 more
Flood ZoneZone X (moderate risk)
APN509-10-202

Property Details

APN / Parcel Number

Primary APN509-10-202
Alternative APN
  • 509102029

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,504 sqft Living Area
Gross Area1,624 sqft
1st Floor Area1,504 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area5,365 sqft (0.123 acres)
View / LotCorner
Parking Spaces2 Parking Spaces
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address16638 W CENTRAL ST
CitySURPRISE
StateAZ
Zip85388-1192
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePAD
Legal DescriptionNORTHWEST RANCH UNIT 2 PHASE E MCR 567-21
Legal Range2W
Legal Township3N
Legal Section1
Legal SubdivisionNORTHWEST RANCH UNIT 2 PHASE E
Legal PhaseE
Legal Lot Number188
Legal Unit2
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1003
Census Tract61026

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16638 W CENTRAL ST, SURPRISE, AZ 85388-1192
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE AFFINITY LLC
Jul 6, 2021Warranty Deed, Transfer
OS NATIONAL LLC
Jun 26, 2020Warranty Deed, Transfer · VA Mortgage
AMERIFIRST FINANCIAL INC
Feb 5, 2020Warranty Deed, Transfer
OPENDOOR W LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2021 · Amount on Record
Deed SaleSep 20, 2021 · Amount on Record
Prior SaleJul 6, 2021 · Amount on Record
Deed Document Number20211014776
Prior Transfer DateApr 21, 2008
Prior Transfer Doc0000209041
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateSep 20, 2021
Property Address16638 W CENTRAL ST, SURPRISE, AZ 85388-1192
Document Number0001014776
Map ReferenceMB 567 PG 21
Instrument DateSep 20, 2021
Instrument20211014776
Transaction TypeTransfer
Record UpdatedSep 27, 2021
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85281-7094

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address16638 W CENTRAL ST, SURPRISE, AZ 85388-1192
InvestorPossibly a Property Investor

Mortgage

Document Number0001014777
DateSep 20, 2021
Instrument20211014777
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJul 6, 2021
Property Address16638 W CENTRAL ST, SURPRISE, AZ 85388-1192
Document Number0000735882
Map ReferenceMB 567 PG 21
Instrument DateJul 5, 2021
Instrument20210735882
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7483 W VERMONT AVE, GLENDALE, AZ 85303-5728

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJun 26, 2020
Property Address16638 W CENTRAL ST, SURPRISE, AZ 85388-1192
Document Number0000565616
Map ReferenceMB 567 PG 21
Instrument DateJun 25, 2020
Instrument20200565616
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 POST ST FL 11, 1, SAN FRANCISCO, CA 94104-5215

Transferred To (Grantee/Buyer)

NameVerified Name
Address16638 W CENTRAL ST, SURPRISE, AZ 85388-1192

Mortgage

Document Number0000565617
DateJun 26, 2020
Instrument20200565617
Lender
NameAMERIFIRST FINANCIAL INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateFeb 5, 2020
Property Address16638 W CENTRAL ST, SURPRISE, AZ 85388-1192
Document Number0000100564
Instrument DateFeb 5, 2020
Instrument100564
Transaction TypeTransfer
Record UpdatedFeb 14, 2020
Title CompanyOPENDOOR W LLC

Transaction

AmountAmount Recorded
Tax$226.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address1 POST ST #11 SAN FRANCISCO CA 941045215, 11, SAN FRANCISCO, CA 94104-5215
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalitySurprise City
Unified School DistrictDysart Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$30,610 (+127.23%)$306,100 (-0.03%) Land $61,200 Building $244,900
2025$1,278.00 (+14.82%)$13,471 (-59.62%)$306,200 (-8.21%) Land $61,200 Building $245,000
2024$33,360$333,600 Land $66,700 Building $266,900
2023$1,113.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 99.2% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEPCOR - AGUA FRIA
private · serves 128,040 people · EPA ID AZ0407695
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2025
Corrosion control
Jan 2022
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless		400 / 150
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20
AirFiber WISP
Fixed Wireless		100 / 25

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