Maricopa County property record for 16637 W Central St, Surprise, AZ 85388
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,310 sqft · built 2003 |
| Lot Size | 0.123 acres (5,337 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $203,000 (Jan 2019) |
| Tax Bill | $1,027 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 509-10-193 |
| Primary APN | 509-10-193 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,310 sqft Living Area |
| 1st Floor Area | 1,310 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood Frame |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 5,337 sqft (0.123 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16637 W CENTRAL ST |
|---|---|
| City | SURPRISE |
| State | AZ |
| Zip | 85388-1181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PAD |
| Legal Description | NORTHWEST RANCH UNIT 2 PHASE E MCR 567-21 |
| Legal Range | 2W |
| Legal Township | 3N |
| Legal Section | 1 |
| Legal Subdivision | NORTHWEST RANCH UNIT 2 PHASE E |
| Legal Phase | E |
| Legal Lot Number | 179 |
| Legal Unit | 2 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 61026 |
16637 W Central St is owned and occupied by two individuals who bought it in January 2019.
Source: Maricopa County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16637 W CENTRAL ST, SURPRISE, AZ 85388-1181 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Apr 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Oct 7, 2019 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Jan 4, 2019 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2019 · Amount on File |
| Deed Sale | Jan 4, 2019 · Amount on File |
| Prior Sale | Jan 20, 2011 · Amount on File |
| Deed Document Number | 20195870 |
| Prior Transfer Date | Oct 18, 2010 |
| Prior Transfer Doc | 0000909951 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Oct 14, 2026 |
| Property Address | 16637 W CENTRAL ST, SURPRISE, AZ 85388-1181 |
| Document Number | 0000596243 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 2026596243 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 16637 W CENTRAL ST, SURPRISE, AZ 85388-1181 |
| Document Number | 0000596243, |
|---|---|
| Date | Oct 14, 2026 |
| Instrument | 2026596243 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 277 Months |
| Due | Nov 1, 2049 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 16637 W CENTRAL ST, SURPRISE, AZ 85388-1181 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16637 W CENTRAL ST, SURPRISE, AZ 85388-1181 |
| Document Number | 0000460062 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 20210460062 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92186 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 343 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 16637 W CENTRAL ST, SURPRISE, AZ 85388-1181 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000797365 |
|---|---|
| Date | Oct 7, 2019 |
| Instrument | 20190797365 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jan 4, 2019 |
| Property Address | 16637 W CENTRAL ST, SURPRISE, AZ 85388-1181 |
| Document Number | 0000005870 |
| Map Reference | MB 567 PG 21 |
| Instrument Date | Dec 13, 2018 |
| Instrument | 20190005870 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2022 |
| Title Company | CLEAR TITLE AGENCY OF ARIZON |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 16637 W CENTRAL ST, SURPRISE, AZ 85388-1181 |
| Document Number | 0000005871 |
|---|---|
| Date | Jan 4, 2019 |
| Instrument | 20190005871 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
The 2025 property tax bill for 16637 W Central St was $1,027.
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Surprise City |
| Unified School District | Dysart Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,460 (+139.72%) | $284,600 (-0.42%) Land $56,900 Building $227,700 | |
| 2025 | $1,027.00 | $11,872 (-61.92%) | $285,800 (-8.34%) Land $57,100 Building $228,700 |
| 2024 | $31,180 | $311,800 Land $62,300 Building $249,500 | |
| 2023 | $983.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 16637 W Central St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 16637 W Central St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 99.2% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EPCOR - AGUA FRIA private · serves 128,040 people · EPA ID AZ0407695 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2025 Corrosion control Jan 2022 |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 400 / 150 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AirFiber WISP Fixed Wireless | 100 / 25 |
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