16614 W Central St, Surprise, AZ 85388 Property Records

Maricopa County property record for 16614 W Central St, Surprise, AZ 85388

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,310 sqft · built 2003
Lot Size	0.123 acres (5,357 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jan 2016)
Tax Bill	$1,096 (2025)
Deeds & Mortgages	May 2018 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`509-10-182`

Property Details

APN / Parcel Number

Primary APN	`509-10-182`
Alternative APN	`509101824`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,310 sqft Living Area
Gross Area	1,394 sqft
1st Floor Area	1,310 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,357 sqft (0.123 acres)
Parking Spaces	2 Parking Spaces
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16614 W CENTRAL ST
City	SURPRISE
State	AZ
Zip	85388-1182
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	NORTHWEST RANCH UNIT 2 PHASE E MCR 567-21
Legal Range	2W
Legal Township	3N
Legal Section	1
Legal Subdivision	NORTHWEST RANCH UNIT 2 PHASE E
Legal Phase	E
Legal Lot Number	168
Legal Unit	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1018
Census Tract	61026

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16614 W CENTRAL ST, SURPRISE, AZ 85388-1182
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE FINANCIAL RESOURCES LLC
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2016 · Amount on Record
Deed Sale	Jan 12, 2016 · Amount on Record
Prior Sale	Nov 24, 2008 · Amount on Record
Deed Document Number	201619939
Last Transfer Date	Aug 24, 2018
Transfer Doc	0000644197
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16614 W CENTRAL ST, SURPRISE, AZ 85388-1182
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DHI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000341870
Date	May 4, 2018
Instrument	20180341870

Lender

Name	ALLIANCE FINANCIAL RESOURCES LLC
Type	Mortgage Company
Address	PHOENIX, AZ 85054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16614 W CENTRAL ST, SURPRISE, AZ 85388-1182
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16614 W CENTRAL ST, SURPRISE, AZ 85388-1182

Mortgage

Document Number	0001013939
Date	Oct 22, 2020
Instrument	20201013939

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,530 (+138.8%)	$285,300 (+0.18%) Land $57,000 Building $228,300
2025	$1,096.00 (+13.58%)	$11,947 (-61.46%)	$284,800 (-8.13%) Land $56,900 Building $227,900
2024		$31,000	$310,000 Land $62,000 Building $248,000
2023	$965.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR - AGUA FRIA private · serves 128,040 people · EPA ID AZ0407695
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Corrosion control Jan 2022
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: AT&T, T-Mobile, Verizon.

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