Maricopa County property record for 16645 W Central St, Surprise, AZ 85388
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,667 sqft · built 2002 |
| Lot Size | 0.122 acres (5,311 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Aug 2020) |
| Tax Bill | $1,161 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 509-10-194 |
| Primary APN | 509-10-194 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,667 sqft Living Area |
| Gross Area | 1,799 sqft |
| 1st Floor Area | 1,667 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 5,311 sqft (0.122 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 132 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16645 W CENTRAL ST |
|---|---|
| City | SURPRISE |
| State | AZ |
| Zip | 85388-1181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PAD |
| Legal Description | NORTHWEST RANCH UNIT 2 PHASE E MCR 567-21 |
| Legal Range | 2W |
| Legal Township | 3N |
| Legal Section | 1 |
| Legal Subdivision | NORTHWEST RANCH UNIT 2 PHASE E |
| Legal Phase | E |
| Legal Lot Number | 180 |
| Legal Unit | 2 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 61026 |
Source: Maricopa County records, as of March 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16645 W CENTRAL ST, SURPRISE, AZ 85388-1181 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2021 | Quit Claim Deed, Transfer · VA Mortgage AMERICAN FINANCING CORP |
| Aug 25, 2020 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| Mar 2, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2020 · Amount on Record |
| Deed Sale | Aug 25, 2020 · Amount on Record |
| Prior Sale | May 31, 2016 · Amount on Record |
| Deed Document Number | 2020786495 |
| Last Transfer Date | Nov 30, 2021 |
| Transfer Doc | 0001301377 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Dec 8, 2021 |
| Property Address | 16645 W CENTRAL ST, SURPRISE, AZ 85388-1181 |
| Document Number | 0001301377 |
| Map Reference | DOC 2002-0291930 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 20211301377 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Title Company | FIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TTL AGCY OF |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16645 W CENTRAL ST, SURPRISE, AZ 85388-1181 |
| Document Number | 0001301378 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 20211301378 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Aug 25, 2020 |
| Property Address | 16645 W CENTRAL ST, SURPRISE, AZ 85388-1181 |
| Document Number | 0000786495 |
| Map Reference | MB 567 PG 21 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 20200786495 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | LAWYERS TITLE OF ARIZONA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16645 W CENTRAL ST, 16645, SURPRISE, AZ 85388-1181 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16645 W CENTRAL ST, SURPRISE, AZ 85388-1181 |
| Document Number | 0000786496 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 20200786496 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Mar 2, 2017 |
| Property Address | 16645 W CENTRAL ST, SURPRISE, AZ 85388-1181 |
| Document Number | 0000150704 |
| Instrument Date | Mar 1, 2017 |
| Instrument | 150704 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 16645 W CENTRAL ST SURPRISE AZ 853881181, SURPRISE, AZ 85388-1181 |
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Surprise City |
| Unified School District | Dysart Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,660 (+119.97%) | $316,600 (-0.03%) Land $63,300 Building $253,300 | |
| 2025 | $1,161.00 (+0.61%) | $14,393 (-58.24%) | $316,700 (-8.12%) Land $63,300 Building $253,400 |
| 2024 | $34,470 | $344,700 Land $68,900 Building $275,800 | |
| 2023 | $1,154.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 99.2% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EPCOR - AGUA FRIA private · serves 128,040 people · EPA ID AZ0407695 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2025 Corrosion control Jan 2022 |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 400 / 150 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AirFiber WISP Fixed Wireless | 100 / 25 |
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