16613 W Central St, Surprise, AZ 85388 Property Records

Maricopa County property record for 16613 W Central St, Surprise, AZ 85388

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,192 sqft · built 2003
Lot Size0.122 acres (5,350 sqft)
OwnerIndividual Name on Record
Last Sale$148,000 (Dec 2012)
Tax Bill$1,533 (2025)
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (moderate risk)
APN509-10-191

Property Details

APN / Parcel Number

Primary APN509-10-191

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,192 sqft Living Area
1st Floor Area938 sqft
2nd Floor Area1,254 sqft

Exterior

Year BuiltBuilt 2003
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area5,350 sqft (0.122 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address16613 W CENTRAL ST
CitySURPRISE
StateAZ
Zip85388-1181
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePAD
Legal DescriptionNORTHWEST RANCH UNIT 2 PHASE E MCR 567-21
Legal Range02W
Legal Township03N
Legal Section01
Legal QuarterSE
Quarter-Quarter SectionNW
Legal SubdivisionNORTHWEST RANCH UNIT 2 PHASE E
Legal PhaseE
Legal Lot Number177
Legal Unit2
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1017
Census Tract61026

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address16613 W CENTRAL ST, SURPRISE, AZ 85388-1181
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2012 · Amount on Record
Deed SaleDec 5, 2012 · Amount on Record
Prior SaleJun 14, 2012 · Amount on Record
Deed Document Number20121106796
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address16613 W CENTRAL ST, SURPRISE, AZ 85388-1181
Transaction TypeMortgage
Record UpdatedJan 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address16613 W CENTRAL ST, SURPRISE, AZ 85388-1181

Mortgage

Document Number0000741874
DateDec 24, 2025
Instrument20250741874
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056
Interest
Rate TypeAdjustable Rate
Rate4.75%
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change5.75%
Index1-Year CMT
Max Rate5.75%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalitySurprise City
Unified School DistrictDysart Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$33,030 (-7.74%)$330,300 (-7.74%) Land $66,000 Building $264,300
2025$1,533.00 (+4.36%)
2024$35,800$358,000 Land $71,600 Building $286,400
2023$1,469.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEPCOR - AGUA FRIA
private · serves 128,040 people · EPA ID AZ0407695
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2025
Corrosion control
Jan 2022
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 150
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AirFiber WISP
Fixed Wireless
100 / 25

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on W Central St

Nearby Streets

Search Property Records by Address or Parcel Number