16654 W Central St, Surprise, AZ 85388 Property Records

Maricopa County property record for 16654 W Central St, Surprise, AZ 85388

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,192 sqft · built 2003
Lot Size0.121 acres (5,280 sqft)
Owner2 Individual Names on Record
Last Sale$174,000 (Sep 2015)
Tax Bill$1,324 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN509-10-200

Property Details

APN / Parcel Number

Primary APN509-10-200
Alternative APN
  • 509102004

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,192 sqft Living Area
Gross Area2,300 sqft
1st Floor Area938 sqft
2nd Floor Area1,254 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area5,280 sqft (0.121 acres)
Parking Spaces2 Parking Spaces
Patio Area108 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address16654 W CENTRAL ST
CitySURPRISE
StateAZ
Zip85388-1192
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePAD
Legal DescriptionNORTHWEST RANCH UNIT 2 PHASE E MCR 567-21
Legal Range2W
Legal Township3N
Legal Section1
Legal SubdivisionNORTHWEST RANCH UNIT 2 PHASE E
Legal PhaseE
Legal Lot Number186
Legal Unit2
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1003
Census Tract61026

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16654 W CENTRAL ST, SURPRISE, AZ 85388-1192
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2015 · Amount on Record
Deed SaleSep 28, 2015 · Amount on Record
Prior SaleJul 9, 2015 · Amount on Record
Deed Document Number2015695931
Prior Transfer DateAug 4, 2003
Prior Transfer Doc0001113892
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address16654 W CENTRAL ST, SURPRISE, AZ 85388-1192
Transaction TypeMortgage
Record UpdatedApr 21, 2021
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address16654 W CENTRAL ST, SURPRISE, AZ 85388-1192

Mortgage

Document Number0000400535
DateApr 9, 2021
Instrument20210400535
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2041

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalitySurprise City
Unified School DistrictDysart Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$33,300 (+114.02%)$333,000 (+0.42%) Land $66,600 Building $266,400
2025$1,324.00 (+5.84%)$15,559 (-56.8%)$331,600 (-7.94%) Land $66,300 Building $265,300
2024$36,020$360,200 Land $72,000 Building $288,200
2023$1,251.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 99.2% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEPCOR - AGUA FRIA
private · serves 128,040 people · EPA ID AZ0407695
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2025
Corrosion control
Jan 2022
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 150
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
AirFiber WISP
Fixed Wireless
100 / 25

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