16606 W Central St, Surprise, AZ 85388 Property Records

Maricopa County property record for 16606 W Central St, Surprise, AZ 85388

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,310 sqft · built 2003
Lot Size0.122 acres (5,338 sqft)
Owner2 Owner Names on File
Last Sale$102,000 (Nov 2009)
Tax Bill$1,003 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN509-10-181

Property Details

APN / Parcel Number

Primary APN509-10-181

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,310 sqft Living Area
1st Floor Area1,310 sqft

Exterior

Year BuiltBuilt 2003
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area5,338 sqft (0.122 acres)
Parking Spaces2 Parking Spaces
Patio Area84 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address16606 W CENTRAL ST
CitySURPRISE
StateAZ
Zip85388-1182
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePAD
Legal DescriptionNORTHWEST RANCH UNIT 2 PHASE E MCR 567-21
Legal Range02W
Legal Township03N
Legal Section01
Legal QuarterSE
Quarter-Quarter SectionNW
Legal SubdivisionNORTHWEST RANCH UNIT 2 PHASE E
Legal PhaseE
Legal Lot Number167
Legal Unit2
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1018
Census Tract61026

Owner

The current owner of 16606 W Central St bought it in November 2009.

Source: Maricopa County records, as of November 20, 2025

Owner of Record2 Owner Names on File
Mailing Address16606 W CENTRAL ST, SURPRISE, AZ 85388-1182
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2009 · Amount on File
Deed SaleNov 13, 2009 · Amount on File
Prior SaleAug 25, 2009 · Amount on File
Deed Document Number20091049511
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address16606 W CENTRAL ST, SURPRISE, AZ 85388-1182
Document Number0000344426
Instrument DateApr 16, 2020
Transaction TypeMortgage
Record UpdatedApr 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address16606 W CENTRAL ST SURPRISE AZ 853881182, SURPRISE, AZ 85388-1182

Mortgage

Document Number0000344426
DateApr 22, 2020
Instrument344426
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16606 W Central St was $1,003.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalitySurprise City
Unified School DistrictDysart Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$28,520$285,200 Land $57,000 Building $228,200
2025$1,003.00
2024$30,980$309,800 Land $61,900 Building $247,900
2023$970.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16606 W Central St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16606 W Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEPCOR - AGUA FRIA
private · serves 128,040 people · EPA ID AZ0407695
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2025
Corrosion control
Jan 2022
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 150
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AirFiber WISP
Fixed Wireless
100 / 25

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on W Central St

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