1655 Ray Combs Ave, Hamilton, OH 45011 Property Records

Butler County property record for 1655 Ray Combs Ave, Hamilton, OH 45011

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,324 sqft · built 1899
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$66,700 (Jan 2022)
Tax Bill	$886 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`P6451-036.000-035`

Property Details

APN / Parcel Number

Primary APN	`P6451-036.000-035`
Alternative APNs	`0003500` `176110` `177706`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,324 sqft Living Area
1st Floor Area	662 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1899
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	3,920 sqft (0.089 acres)
Lot Dimensions	125 ft deep x 30 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	108 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0003500
Old Parcel Number	P6451036.000035
Street Address	1655 RAY COMBS AVE
City	HAMILTON
State	OH
Zip	45011-4660
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	12136 ENT
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	6
Census Block	6005
Census Tract	500

Owner

1655 Ray Combs Ave, a duplex, is owned and occupied by an individual who bought it in January 2022.

Source: Butler County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1655 RAY COMBS AVE, HAMILTON, OH 45011-4660
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Warranty Deed, Transfer · Conventional Mortgage OPTION FINANCIAL LLC
Nov 18, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2022 · Amount on File
Deed Sale	Jan 5, 2022 · Amount on File
Prior Sale	Nov 18, 2021 · Amount on File
Deed Document Number	0000000753
Deed Book / Page	9789 / 381
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Jan 5, 2022
Property Address	1655 RAY COMBS AVE, HAMILTON, OH 45011-4660
Document Number	0000000753
Book / Page	9789 / 381
Instrument Date	Dec 16, 2021
Instrument	2022-00000753
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	PROMINENT TITLE LLC, PROMINENT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1655 RAY COMBS AVE, HAMILTON, OH 45011-4660

Mortgage

Document Number	0009789383
Date	Jan 5, 2022
Instrument	9789/383

Lender

Name	OPTION FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Nov 18, 2021
Property Address	1655 RAY COMBS AVE, HAMILTON, OH 45011-4660
Document Number	0000065873
Book / Page	9762 / 648
Instrument Date	Nov 8, 2021
Instrument	2021-00065873
Transaction Type	Transfer
Record Updated	Dec 2, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9646, CINCINNATI, OH 45209-0646
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1655 Ray Combs Ave was $886.

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$886.00	$20,780 Land $2,740 Building $18,040	$59,370 Land $7,840 Building $51,530
2023	$872.00 (+24.04%)	$20,780 (+51.02%) Land $2,740 Building $18,040	$59,370 Land $7,840 Building $51,530
2022	$703.00	$13,760 Land $2,740 Building $11,020
2020			$39,330 Land $7,840 Building $31,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1655 Ray Combs Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1655 Ray Combs Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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