San Diego County property record for 16438 Espola Rd, Poway, CA 92064 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,906 sqft · built 1980 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $920,000 (Feb 2020) |
| Tax Bill | $11,375 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 275-791-18-00 |
| Primary APN | 275-791-18-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,906 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 34,848 sqft (0.8 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 2756715700 |
|---|---|
| Street Address | 16438 ESPOLA RD |
| City | POWAY |
| State | CA |
| Zip | 92064-1413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 178 (EX DOC179715REC71)DOC140476REC70 IN W H SEC 30-13-1W&IN TR 004586 |
| Legal Range | 01W |
| Legal Township | 13 |
| Legal Section | 30 |
| Legal Subdivision | GREEN VALLEY ESTATES |
| Legal Tract | 004586 |
| Legal Block | 1 |
| Legal Lot Number | 178 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 17053 |
Source: San Diego County records · APN 275-791-18-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16438 ESPOLA RD, POWAY, CA 92064-1413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 06, 2020 | Grant Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Mar 07, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 06, 2020 · Amount on Record |
| Deed Sale | Feb 06, 2020 · Amount on Record |
| Deed Document Number | 202060905 |
| Prior Transfer Date | Feb 24, 2006 |
| Prior Transfer Doc | 0000227439 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16438 ESPOLA RD, POWAY, CA 92064-1413 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 16438 ESPOLA RD, POWAY, CA 92064-1413 |
| Document Number | 0000597043 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021-0597043 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 06, 2020 |
| Property Address | 16438 ESPOLA RD, POWAY, CA 92064-1413 |
| Document Number | 0000060905 |
| Map Reference | MAP 4586 |
| Instrument Date | Jan 08, 2020 |
| Instrument | 2020-0060905 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16438 ESPOLA RD, POWAY, CA 92064-1413 |
| Document Number | 0000060906 |
|---|---|
| Date | Feb 06, 2020 |
| Instrument | 2020-0060906 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Mar 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 07, 2019 |
| Property Address | 16438 ESPOLA RD, POWAY, CA 92064-1413 |
| Document Number | 0000082216 |
| Instrument Date | Mar 05, 2019 |
| Instrument | 82216 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 31210 RIVOLI RD VALLEY CENTER CA 920823400, VALLEY CENTER, CA 92082-3400 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Poway City |
| Unified School District | Poway Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,026,271 (+2%) Land $299,462 Building $726,809 | |
| 2025 | $11,375.00 (+4.93%) Homeowner's exemption | $1,006,149 (+4.04%) Land $293,591 Building $712,558 |
| 2023 | $10,841.00 (+1.7%) Homeowner's exemption | $967,082 Land $282,192 Building $684,890 |
| 2022 | $10,660.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730170531, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1983–2010) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Dec 2010, other causes, Severe Winter Storms, Flooding, And Debris And Mud Flows |
| Wildfire Risk | Moderate above 66% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | About 1 in 459 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 226 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Spectrum | Cable | 1,000 / 1,000 |
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Cox Communications, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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