San Diego County property record for 16363 Espola Rd, Poway, CA 92064 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,431 sqft · built 1985 |
| Lot Size | 4.15 acres (180,774 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,725,000 (Dec 2022) |
| Tax Bill | $20,612 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 277-140-28-00 |
| Primary APN | 277-140-28-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,431 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 180,774 sqft |
| Parking Spaces | 6 Parking Spaces |
| Street Address | 16363 ESPOLA RD |
|---|---|
| City | POWAY |
| State | CA |
| Zip | 92064-1448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR 1 TR PM10783 |
| Legal Subdivision | PARCEL MAP NO. 10783 |
| Legal Tract | 10783 |
| Legal Block | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 17020 |
Source: San Diego County records · APN 277-140-28-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 16363 ESPOLA RD, POWAY, CA 92064-1448 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COASTAL FINANCIAL CORPORATION |
| Dec 23, 2022 | Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA |
| Dec 23, 2022 | Quit Claim Deed, Transfer WFG TITLE CO OF CA SAN DIEGO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 23, 2022 · Amount on Record |
| Deed Sale | Dec 23, 2022 · Amount on Record |
| Prior Sale | Nov 04, 2003 · Amount on Record |
| Deed Document Number | 2022478201 |
| Prior Transfer Date | Dec 16, 2022 |
| Prior Transfer Doc | 0000478200 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 22, 2026 |
| Property Address | 16363 ESPOLA RD, POWAY, CA 92064-1448 |
| Document Number | 0000112922 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 2026112922 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 16363 ESPOLA RD, POWAY, CA 92064-1448 |
| Document Number | 0000112922, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 2026112922 |
| Name | COASTAL FINANCIAL CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 23, 2022 |
| Property Address | 16363 ESPOLA RD, POWAY, CA 92064-1448 |
| Document Number | 0000478201 |
| Map Reference | FILE 80 417559 |
| Instrument Date | Dec 09, 2022 |
| Instrument | 2022-0478201 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | WFG TITLE COMPANY OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 449 PRUITT AVE, WHITE ROCK, NM 87547-3626 |
| Document Number | 0000478202 |
|---|---|
| Date | Dec 23, 2022 |
| Instrument | 2022-0478202 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Jan 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | Other |
| Max Rate | 8% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 23, 2022 |
| Property Address | 16363 ESPOLA RD, POWAY, CA 92064-1448 |
| Document Number | 0000478199 |
| Map Reference | FILE 80417559 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 2022-0478199 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | WFG TITLE CO OF CA SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1200 LISA LN, SCHERERVILLE, IN 46375-1003 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Poway City |
| Unified School District | Poway Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,843,068 (+2%) Land $1,126,753 Building $716,315 | |
| 2025 | $20,612.00 (+2.68%) | $1,806,930 (+4.75%) Land $1,104,660 Building $702,270 |
| 2024 | $20,074.00 (+2.89%) | |
| 2023 | $19,511.00 (+16%) | $1,725,000 Land $1,050,000 Building $675,000 |
| 2022 | $16,820.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730170203, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | High above 82% of the US · above 60% of California |
|---|---|
| Wildfire Likelihood | About 1 in 198 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 25 / 3 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Cox Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures