San Diego County property record for 16311 Espola Rd, Poway, CA 92064 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2007 |
| Square Footage | 4,882 sqft Living Area |
| Lot Size | 1.96 acres |
| Occupancy | Owner Occupied |
| Last Sale | $1,625,000 (2019) |
| Tax Bill | $18,427.00 (2025) |
Source: San Diego County records · APN 277-140-11-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 16311 ESPOLA RD, POWAY, CA 92064-1448 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed) |
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 21, 2019 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Sep 03, 2019 | Grant Deed, Transfer BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 03, 2019 · Amount on Record |
| Deed Sale | Sep 03, 2019 · Amount on Record |
| Prior Sale | Oct 31, 2011 · Amount on Record |
| Deed Doc Number | 2019376644 |
| Prior Transfer Date | Oct 11, 2011 |
| Prior Transfer Doc | 0000574533 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16311 ESPOLA RD, POWAY, CA 92064-1448 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16311 ESPOLA RD, POWAY, CA 92064-1448 |
| Document Number | 0000013478 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 2026-0013478 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 09, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16311 ESPOLA RD, POWAY, CA 92064-1448 |
| Document Number | 0000098475 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 16311 ESPOLA RD POWAY CA 920641448, POWAY, CA 92064-1448 |
| Document Number | 0000098475 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 98475 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 468 Months |
| Due | Feb 25, 2059 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 03, 2019 |
| Property Address | 16311 ESPOLA RD, POWAY, CA 92064-1448 |
| Document Number | 0000376644 |
| Instrument Date | Aug 09, 2019 |
| Instrument | 376644 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,787.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 16311 ESPOLA RD POWAY CA 920641448, POWAY, CA 92064-1448 |
| Document Number | 376645 |
|---|---|
| Date | Sep 03, 2019 |
| Instrument | 376645 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 02, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Poway City |
| Unified School District | Poway Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,632,907 (+2%) Land $669,309 Building $963,598 | |
| 2025 | $18,427.00 (+4.83%) | $1,600,890 (+4.04%) Land $656,186 Building $944,704 |
| 2023 | $17,578.00 (+1.66%) | $1,538,727 Land $630,706 Building $908,021 |
| 2022 | $17,291.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 86% of the US · above 67% of California |
|---|---|
| Wildfire Likelihood | About 1 in 147 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 277-140-11-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Building Area | 4,882 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 85,378 sqft |
| Parking Spaces | 4 Parking Spaces |
| Old Parcel Number | 2756710500 |
|---|---|
| Street Address | 16311 ESPOLA RD |
| City | POWAY |
| State | CA |
| Zip | 92064-1448 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEC 30-13-1W NW 1/4 OF POR SE 1/4 OF |
| Legal Range | 01W |
| Legal Township | 13 |
| Legal Section | 30 |
| Legal Block | 3 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 3 |
| Census Block | 3027 |
| Census Tract | 17020 |
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