San Diego County property record for 15408 Espola Rd, Poway, CA 92064 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1977 |
| Square Footage | 1,674 sqft Living Area |
| Lot Size | 38,333 sqft (0.88 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,350,000 (2023) |
| Tax Bill | $17,609.00 (2025) |
Source: San Diego County records · APN 278-450-24-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15408 ESPOLA RD, POWAY, CA 92064-2294 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Sep 08, 2023 | Grant Deed, Transfer · Conventional Mortgage NAVY FCU |
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC |
| Sep 07, 2018 | Deed of Trust, Mortgage · Line of Credit BANNER BANK |
| Oct 11, 2018 | Grant Deed, Transfer LAWYERS TITLE |
| Apr 06, 2017 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 08, 2023 · Amount on Record |
| Deed Sale | Sep 08, 2023 · Amount on Record |
| Prior Sale | Oct 11, 2018 · Amount on Record |
| Deed Doc Number | 2023243899 |
| Prior Transfer Date | Dec 11, 2014 |
| Prior Transfer Doc | 0000558443 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 22, 2026 |
| Property Address | 15408 ESPOLA RD, POWAY, CA 92064-2294 |
| Document Number | 0000146976 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026146976 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | POST SETTLEMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 15408 ESPOLA RD, POWAY, CA 92064-2294 |
| Document Number | 0000146976, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 2026146976 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.65% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 08, 2023 |
| Property Address | 15408 ESPOLA RD, POWAY, CA 92064-2294 |
| Document Number | 0000243899 |
| Instrument Date | Aug 08, 2023 |
| Instrument | 2023-0243899 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2023 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15408 ESPOLA RD, POWAY, CA 92064-2294 |
| Document Number | 0000243900 |
|---|---|
| Date | Sep 08, 2023 |
| Instrument | 2023-0243900 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Oct 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 15408 ESPOLA RD, POWAY, CA 92064-2294 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 15408 ESPOLA RD, POWAY, CA 92064-2294 |
| Document Number | 0000331766 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 2021-0331766 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MANASSAS, VA 20110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 15408 ESPOLA RD, POWAY, CA 92064-2294 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000370420 |
|---|---|
| Date | Sep 07, 2018 |
| Instrument | 2018-0370420 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 11, 2018 |
| Property Address | 15408 ESPOLA RD, POWAY, CA 92064-2294 |
| Document Number | 0000421849 |
| Instrument Date | Oct 02, 2018 |
| Instrument | 421849 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2018 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $935.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 15408 ESPOLA RD POWAY CA 920642294, POWAY, CA 92064-2294 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 15408 ESPOLA RD, POWAY, CA 92064-2294 |
| Document Number | 0000174041 |
| Instrument Date | Apr 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 15408 ESPOLA RD POWAY CA 920642294, POWAY, CA 92064-2294 |
| Document Number | 0000174041 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | 174041 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 18, 2057 |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Poway City |
| Unified School District | Poway Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,640,874 (+2%) Land $988,380 Building $652,494 | |
| 2025 | $17,609.00 (+77.53%) Homeowner's exemption | $1,608,700 (+76.51%) Land $969,000 Building $639,700 |
| 2023 | $9,919.00 (+1.6%) Homeowner's exemption | $911,368 Land $643,320 Building $268,048 |
| 2022 | $9,763.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 278-450-24-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,674 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 38,333 sqft (0.88 acres) |
| Garage Type | Carport Garage |
| Carport | Carport |
| Old Parcel Number | 2781706000 |
|---|---|
| Street Address | 15408 ESPOLA RD |
| City | POWAY |
| State | CA |
| Zip | 92064-2294 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PAR 1 TR PM04582 |
| Legal Subdivision | CITY OF POWAY |
| Legal Tract | 4582 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 17053 |
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