San Diego County property record for 16221 Oakley Rd, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,177 sqft · built 1978 |
| Lot Size | 0.456 acres (19,848 sqft) |
| Owner | Company Name on Record |
| Last Sale | $105,000 (Dec 1986) |
| Tax Bill | $3,547 (2025) |
| Deeds & Mortgages | Jul 2018 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-352-19-00 |
| Primary APN | 288-352-19-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,177 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 19,848 sqft (0.456 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Heat Pump |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 16221 OAKLEY RD |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 112 TR 007519 |
| Legal Subdivision | COUNTRY CLUB V |
| Legal Tract | 007519 |
| Legal Block | 3 |
| Legal Lot Number | 112 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 20810 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 16221 OAKLEY RD, RAMONA, CA 92065-4229 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jul 23, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| May 27, 2020 | Quit Claim Deed, Transfer GUARANTEED RATE |
| May 27, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 1986 · Amount on Record |
| Deed Sale | Dec 31, 1986 · Amount on Record |
| Deed Document Number | 1986624336 |
| Last Transfer Date | May 20, 2020 |
| Transfer Doc | 0000265660 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16221 OAKLEY RD, RAMONA, CA 92065-4229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000298763 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | 2018-0298763 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 27, 2020 |
| Property Address | 16221 OAKLEY RD, RAMONA, CA 92065-4229 |
| Document Number | 0000265658 |
| Instrument Date | May 20, 2020 |
| Instrument | 265658 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2020 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16221 OAKLEY RD RAMONA CA 920654229, RAMONA, CA 92065-4229 |
| Document Number | 265659 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 265659 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 26, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 27, 2020 |
| Property Address | 16221 OAKLEY RD, RAMONA, CA 92065-4229 |
| Document Number | 0000265660 |
| Instrument Date | May 20, 2020 |
| Instrument | 265660 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 16221 OAKLEY RD RAMONA CA 920654229, RAMONA, CA 92065-4229 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $251,370 (+2%) Land $73,777 Building $177,593 | |
| 2025 | $3,547.00 (+9.21%) Homeowner's exemption | $246,442 (+4.04%) Land $72,331 Building $174,111 |
| 2023 | $3,248.00 (-4.41%) Homeowner's exemption | $236,874 Land $69,523 Building $167,351 |
| 2022 | $3,398.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1998–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 69% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures