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16206 Oakley Rd, Ramona, CA 92065 Property Records

San Diego County property record for 16206 Oakley Rd, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,880 sqft · built 1984
Lot Size0.477 acres (20,768 sqft)
OwnerCompany Name on File
Last Sale$156,000 (Apr 1985)
Tax Bill$4,602 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Oct 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN288-352-17-00

Property Details

APN / Parcel Number

Primary APN288-352-17-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,880 sqft Living Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area20,768 sqft (0.477 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address16206 OAKLEY RD
CityRAMONA
StateCA
Zip92065-4230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 179 TR 007519
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007519
Legal Block3
Legal Lot Number179
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3008
Census Tract20810

Owner

Source: San Diego County records · APN 288-352-17-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address16206 OAKLEY RD, RAMONA, CA 92065-4230
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2023Deed of Trust, Mortgage · Line of Credit
CALIFORNIA CU
Oct 16, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
Dec 02, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 04, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jun 29, 2018Quit Claim Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 05, 1985 · Amount on Record
Deed SaleApr 05, 1985 · Amount on Record
Prior SaleApr 26, 1983 · Amount on Record
Deed Document Number1985116892
Last Transfer DateNov 23, 2020
Transfer Doc0000778563
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16206 OAKLEY RD, RAMONA, CA 92065-4230
Transaction TypeMortgage
Record UpdatedSep 25, 2023
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address16206 OAKLEY RD, RAMONA, CA 92065-4230

Mortgage

Document Number0000248851
DateSep 13, 2023
Instrument2023-0248851
Lender
NameCALIFORNIA CU
TypeCredit Union
AddressGLENDALE, CA 91209
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 12, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16206 OAKLEY RD, RAMONA, CA 92065-4230
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000477878
DateOct 16, 2017
Instrument2017-0477878
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2047

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 02, 2020
Property Address16206 OAKLEY RD, RAMONA, CA 92065-4230
Document Number0000769380
Map ReferenceMAP 7519
Instrument DateNov 23, 2020
Instrument2020-0769380
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address16206 OAKLEY RD, RAMONA, CA 92065-4230

Mortgage

Document Number0000769381
DateDec 02, 2020
Instrument2020-0769381
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateDec 04, 2020
Property Address16206 OAKLEY RD, RAMONA, CA 92065-4230
Document Number0000778563
Instrument DateNov 23, 2020
Instrument778563
Transaction TypeTransfer
Record UpdatedDec 11, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address16206 OAKLEY RD RAMONA CA 920654230, RAMONA, CA 92065-4230

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 29, 2018
Property Address16206 OAKLEY RD, RAMONA, CA 92065-4230
Document Number0000266919
Instrument DateJun 22, 2018
Instrument266919
Transaction TypeTransfer
Record UpdatedJul 10, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address16206 OAKLEY RD RAMONA CA 920654230, RAMONA, CA 92065-4230

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$353,191 (+2%) Land $54,501 Building $298,690
2025$4,602.00 (+8.03%) Homeowner's exemption$346,267 (+4.04%) Land $53,433 Building $292,834
2023$4,260.00 (-3.07%) Homeowner's exemption$332,823 Land $51,359 Building $281,464
2022$4,395.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1998–2023)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2023, other causes, Tropical Storm Hilary

Wildfire

Wildfire RiskHigh
above 88% of the US · above 69% of California
Wildfire LikelihoodAbout 1 in 106 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 188 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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