16233 Oakley Rd, Ramona, CA 92065 Property Records

San Diego County property record for 16233 Oakley Rd, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,313 sqft · built 1978
Lot Size0.454 acres (19,798 sqft)
OwnerIndividual Name on Record
Last Sale$740,000 (Feb 2026)
Tax Bill$6,340 (2025)
Deeds & MortgagesJun 2019 Mortgage
Oct 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN288-361-38-00

Property Details

APN / Parcel Number

Primary APN288-361-38-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,313 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialStucco
Roof MaterialTile
Lot Area19,798 sqft (0.454 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address16233 OAKLEY RD
CityRAMONA
StateCA
Zip92065-4229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 110 TR 007519
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007519
Legal Block3
Legal Lot Number110
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3007
Census Tract20810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16233 OAKLEY RD, RAMONA, CA 92065-4229
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
LENDUS LLC
Oct 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
LENDUS LLC
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
LENDUS LLC
Feb 10, 2017Grant Deed, Transfer · Conventional Mortgage
RPM MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 13, 2026 · Amount on Record
Deed SaleFeb 13, 2026 · Amount on Record
Prior SaleFeb 10, 2017 · Amount on Record
Deed Document Number202640720
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16233 OAKLEY RD, RAMONA, CA 92065-4229
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000244955
DateJun 21, 2019
Instrument2019-0244955
Lender
NameLENDUS LLC
TypeMortgage Company
AddressALAMO, CA 94507
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16233 OAKLEY RD, RAMONA, CA 92065-4229
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000490163
DateOct 20, 2017
Instrument2017-0490163
Lender
NameLENDUS LLC
TypeNon-Lending Institution
AddressALAMO, CA 94507
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16233 OAKLEY RD, RAMONA, CA 92065-4229
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address16233 OAKLEY RD, RAMONA, CA 92065-4229

Mortgage

Document Number0000636554
DateOct 20, 2020
Instrument2020-0636554
Lender
NameLENDUS LLC
TypeMortgage Company
AddressALAMO, CA 94507
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 10, 2017
Property Address16233 OAKLEY RD, RAMONA, CA 92065-4229
Document Number0000069932
Map ReferenceMAP7519
Instrument DateJan 18, 2017
Instrument2017-0069932
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7981 RANCHO FANITA DR, SANTEE, CA 92071-3454

Mortgage

Document Number0000069933
DateFeb 10, 2017
Instrument2017-0069933
Lender
NameRPM MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$520,861 (+2%) Land $95,696 Building $425,165
2025$6,340.00 (+7%) Homeowner's exemption$510,649 (+4.04%) Land $93,820 Building $416,829
2023$5,925.00 (-1.84%) Homeowner's exemption$490,822 Land $90,178 Building $400,644
2022$6,036.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1998–2023)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 88% of the US · above 69% of California
Wildfire Likelihood0.9% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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