16203 Oakley Rd, Ramona, CA 92065 Property Records

San Diego County property record for 16203 Oakley Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,855 sqft · built 1989
Lot Size	0.45 acres (19,582 sqft)
Owner	2 Individual Names on File
Last Sale	$715,000 (Apr 2022)
Tax Bill	$9,074 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`288-352-22-00`

Property Details

APN / Parcel Number

Primary APN	`288-352-22-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,855 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	19,582 sqft (0.45 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	16203 OAKLEY RD
City	RAMONA
State	CA
Zip	92065-4229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 115 TR 007519
Legal Subdivision	COUNTRY CLUB V
Legal Tract	007519
Legal Block	3
Legal Lot Number	115
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3007
Census Tract	20810

Owner

Source: San Diego County assessment roll, APN 288-352-22-00, as of July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16203 OAKLEY RD, RAMONA, CA 92065-4229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 07, 2022 · Amount on Record
Deed Sale	Apr 07, 2022 · Amount on Record
Prior Sale	Apr 15, 2011 · Amount on Record
Deed Document Number	2022153810
Prior Transfer Date	Mar 17, 2022
Prior Transfer Doc	0000153810
Record Updated	Sep 20, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 07, 2022
Property Address	16203 OAKLEY RD, RAMONA, CA 92065-4229
Document Number	0000153810
Map Reference	MAP 7519
Instrument Date	Mar 17, 2022
Instrument	2022-0153810
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16203 OAKLEY RD, RAMONA, CA 92065-4229

Mortgage

Document Number	0000153811
Date	Apr 07, 2022
Instrument	2022-0153811

Lender

Name	AMNET ESOP CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll as of July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$773,931 (+2%) Land $224,687 Building $549,244
2025	$9,074.00 (+15.49%)	$758,757 (+13.76%) Land $220,282 Building $538,475
2023	$7,857.00 (+59.02%)	$667,000 Land $193,000 Building $474,000
2022	$4,941.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208103, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1998–2023)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2023 · Tropical Storm Hilary

Wildfire

Wildfire Risk	High above 89% of the US · above 70% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 188 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710019, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.