San Diego County property record for 16215 Oakley Rd, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,816 sqft · built 1989 |
| Lot Size | 0.452 acres (19,680 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Sep 1998) |
| Tax Bill | $4,090 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Feb 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-352-20-00 |
| Primary APN | 288-352-20-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,816 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 19,680 sqft (0.452 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 16215 OAKLEY RD |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 113 TR 007519 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007519 |
| Legal Block | 3 |
| Legal Lot Number | 113 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 20810 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16215 OAKLEY RD, RAMONA, CA 92065-4229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2024 | Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU |
| Feb 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN HOME LOAN FUNDING CORP |
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN HOME LOAN FUNDING CORP |
| Jun 19, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage MORGAN HOME LOAN FUNDING CORP |
| Dec 6, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 1998 · Amount on Record |
| Deed Sale | Sep 4, 1998 · Amount on Record |
| Prior Sale | Jun 28, 1988 · Amount on Record |
| Deed Document Number | 1998566415 |
| Last Transfer Date | Jun 13, 2019 |
| Transfer Doc | 0000240717 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16215 OAKLEY RD, RAMONA, CA 92065-4229 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 16215 OAKLEY RD, RAMONA, CA 92065-4229 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009962 |
|---|---|
| Date | Jan 12, 2024 |
| Instrument | 2024-0009962 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16215 OAKLEY RD, RAMONA, CA 92065-4229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CORINTHIAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000098752 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 2020-0098752 |
| Name | MORGAN HOME LOAN FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16215 OAKLEY RD, RAMONA, CA 92065-4229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CORINTHIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 16215 OAKLEY RD, RAMONA, CA 92065-4229 |
| Document Number | 0000806574 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 2020-0806574 |
| Name | MORGAN HOME LOAN FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 19, 2019 |
| Property Address | 16215 OAKLEY RD, RAMONA, CA 92065-4229 |
| Document Number | 0000240717 |
| Map Reference | MAP 7519 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 2019-0240717 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16215 OAKLEY RD, RAMONA, CA 92065-4229 |
| Investor | Possibly a Property Investor |
| Document Number | 0000240718 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 2019-0240718 |
| Name | MORGAN HOME LOAN FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 6, 2018 |
| Property Address | 16215 OAKLEY RD, RAMONA, CA 92065-4229 |
| Document Number | 0000501329 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 501329 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 16215 OAKLEY RD RAMONA CA 920654229, RAMONA, CA 92065-4229 |
| Investor | Possibly a Property Investor |
| Document Number | 501330 |
|---|---|
| Date | Dec 6, 2018 |
| Instrument | 501330 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 5, 2048 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $303,794 (+2%) Land $93,290 Building $210,504 | |
| 2025 | $4,090.00 (+8.52%) Homeowner's exemption | $297,838 (+4.04%) Land $91,461 Building $206,377 |
| 2023 | $3,769.00 (-3.63%) Homeowner's exemption | $286,274 Land $87,910 Building $198,364 |
| 2022 | $3,911.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1998–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 70% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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