San Diego County property record for 16209 Oakley Rd, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,527 sqft · built 1986 |
| Lot Size | 0.469 acres (20,421 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $717,000 (Sep 2025) |
| Tax Bill | $6,366 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-352-21-00 |
| Primary APN | 288-352-21-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,527 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood Siding |
| Roof Material | Tile |
| Lot Area | 20,421 sqft (0.469 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 16209 OAKLEY RD |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 114 TR 007519 |
| Legal Subdivision | COUNTRY CLUB V |
| Legal Tract | 007519 |
| Legal Block | 3 |
| Legal Lot Number | 114 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 20810 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16209 OAKLEY RD, RAMONA, CA 92065-4229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TITAN MUTUAL LENDING INC |
| May 26, 2023 | Deed of Trust, Mortgage · Commercial Mortgage SPRING EQ LLC |
| Sep 23, 2025 | Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 24, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage SAN DIEGO FUNDING |
| Feb 20, 2019 | Grant Deed, Transfer · Conventional Mortgage SAN DIEGO FUNDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2025 · Amount on Record |
| Deed Sale | Sep 23, 2025 · Amount on Record |
| Prior Sale | Feb 20, 2019 · Amount on Record |
| Deed Document Number | 2025264668 |
| Prior Transfer Date | Oct 10, 2019 |
| Prior Transfer Doc | 0000484073 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16209 OAKLEY RD, RAMONA, CA 92065-4229 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 16209 OAKLEY RD, RAMONA, CA 92065-4229 |
| Document Number | 0000465558 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2021-0465558 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16209 OAKLEY RD, RAMONA, CA 92065-4229 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 16209 OAKLEY RD, RAMONA, CA 92065-4229 |
| Document Number | 0000230600 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | 2022-0230600 |
| Name | TITAN MUTUAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16209 OAKLEY RD, RAMONA, CA 92065-4229 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16209 OAKLEY RD, RAMONA, CA 92065-4229 |
| Document Number | 0000138055 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 2023-0138055 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | LIMA, OH 45801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 23, 2025 |
| Property Address | 16209 OAKLEY RD, RAMONA, CA 92065-4229 |
| Document Number | 0000264668 |
| Map Reference | MAP 7519 |
| Instrument Date | Sep 13, 2025 |
| Instrument | 2025-0264668 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16209 OAKLEY RD, RAMONA, CA 92065-4229 |
| Document Number | 0000264669 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 2025-0264669 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16209 OAKLEY RD, RAMONA, CA 92065-4229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 16209 OAKLEY RD, RAMONA, CA 92065-4229 |
| Document Number | 0000017774 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 2021-0017774 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 24, 2019 |
| Property Address | 16209 OAKLEY RD, RAMONA, CA 92065-4229 |
| Document Number | 0000484073 |
| Map Reference | MAP 5719 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 2019-0484073 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | GUARDIAN TITLE COMPANY SD |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16209 OAKLEY RD, RAMONA, CA 92065-4229 |
| Document Number | 0000484074 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 2019-0484074 |
| Name | SAN DIEGO FUNDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 20, 2019 |
| Property Address | 16209 OAKLEY RD, RAMONA, CA 92065-4229 |
| Document Number | 0000059357 |
| Map Reference | MAP 7519 |
| Instrument Date | Jan 30, 2019 |
| Instrument | 2019-0059357 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16209 OAKLEY RD, RAMONA, CA 92065-4229 |
| Document Number | 0000059358 |
|---|---|
| Date | Feb 20, 2019 |
| Instrument | 2019-0059358 |
| Name | SAN DIEGO FUNDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $717,000 (+39.73%) Land $224,040 Building $492,960 | |
| 2025 | $6,366.00 (+6.97%) Homeowner's exemption | $513,131 (+4.04%) Land $160,337 Building $352,794 |
| 2023 | $5,951.00 (-1.81%) Homeowner's exemption | $493,208 Land $154,112 Building $339,096 |
| 2022 | $6,061.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1998–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 70% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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