1. Home
  2. Florida
  3. Panacea
  4. Harbor Cir

161 Harbor Cir, Panacea, FL 32346 Property Records

Franklin County property record for 161 Harbor Cir, Panacea, FL 32346 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage1,870 sqft Heated Area
Lot Size11,238 sqft (0.257 acres)
Last Sale$900,000 (2024)
Tax Bill$8,672.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-07S-01W-0000-0250-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,870 sqft Heated Area
Gross Area2,980 sqft Gross Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area11,238 sqft (0.257 acres)
Depth X Width150 ft x 75 ft Depth x Width

Exterior Amenities

FenceFence
Deck Area211 sqft Deck
PorchOpen Porch
Porch Area846 sqft Porch
Boat LiftBoat Lift
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address161 HARBOR CIR
CityPANACEA
StateFL
Zip32346-5131
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionA PARCEL 75 X 150 OR/105/225 ALSO KNOWN AS LOT 2 OR/133/422 OR/170/271 ORB 0133 PAGE 0422 OR 224/325 758/673 1249/393 1313/37
Legal Range01W
Legal Township07S
Legal Section06
Legal Lot Number2
JurisdictionFRANKLIN FL
Minor Civil DivisionCARRABELLE
Census Blockgroup2
Census Block2010
Census Tract970102

Owner

Source: Franklin County records · APN 06-07S-01W-0000-0250-0000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9688 DANCING RABBIT WAY, TALLAHASSEE, FL 32312-4279
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2023Deed of Trust, Mortgage · Commercial Mortgage
TC FEDERAL BANK
Mar 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Sep 13, 2021Warranty Deed, Transfer · Conventional Mortgage
TC FEDERAL BANK
Sep 11, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
NEW AMERICAN FNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 26, 2024 · Amount on Record
Deed SaleJul 26, 2024 · Amount on Record
Prior SaleSep 13, 2021 · Amount on Record
Deed Doc Number202419003626
Deed Book / Page1397 / 466
Record RefreshedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address161 HARBOR CIR, PANACEA, FL 32346-5131
Transaction TypeMortgage
Record UpdatedFeb 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2518 LAKEFAIR DR, TALLAHASSEE, FL 32317-6800

Mortgage

Document Number0019000991
DateMar 03, 2023
Book Page1357/472
Instrument202319000991
Lender
NameTC FEDERAL BANK
TypeBank
AddressTHOMASVILLE, GA 31799
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term83 Months
DueFeb 23, 2030

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address161 HARBOR CIR, PANACEA, FL 32346-5131
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 MILLER AVE, TYBEE ISLAND, GA 31328-9608

Mortgage

Document Number0019001596
DateMar 18, 2021
Book Page1294/92
Instrument202119001596
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2036

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateSep 13, 2021
Property Address161 HARBOR CIR, PANACEA, FL 32346-5131
Document Number0019005780
Book / Page1313 / 379
Instrument DateSep 07, 2021
Instrument202119005780
Transaction TypeTransfer
Record UpdatedJan 25, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,775.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address610 MILLER AVE, 610, SPRINGFIELD, GA 31329

Transferred To (Grantee/Buyer)

NameVerified Name
Address2518 LAKEFAIR DR, TALLAHASSEE, FL 32317-6800

Mortgage

Document Number0000000381
DateSep 13, 2021
Instrument1313/381
Lender
NameTC FEDERAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateSep 11, 2019
Property Address161 HARBOR CIR, PANACEA, FL 32346-5131
Document Number0019004122
Book / Page001249 / 000393
Instrument DateSep 06, 2019
Instrument19004122
Transaction TypeTransfer
Record UpdatedOct 14, 2019
Title CompanyWAKULLA TITLE COMPANY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,430.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 MILLER AVE TYBEE ISLAND GA 313289608, TYBEE ISLAND, GA 31328-9608

Mortgage

Document Number19004123
DateSep 11, 2019
Book Page001249/000395
Instrument19004123
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 10, 2049

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,672.00 (+3.08%)$817,783 (-1.08%) Land $180,000 Building $637,783$817,783 (-1.08%) Land $180,000 Building $637,783
2024$8,413.00 (+9.67%)$826,744 (+22.17%) Land $180,000 Building $646,744$826,744 (+22.17%) Land $180,000 Building $646,744
2023$7,671.00 (+1.68%)$676,724 (+4.51%) Land $180,000 Building $496,724$676,724 (+4.51%) Land $180,000 Building $496,724
2022$7,544.00$647,540 Land $180,000 Building $467,540$647,540 Land $180,000 Building $467,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation17.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Harbor Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures