159 Harbor Cir, Panacea, FL 32346 Property Records

Franklin County property record for 159 Harbor Cir, Panacea, FL 32346 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1989
Square Footage1,200 sqft Heated Area
Lot Size11,238 sqft (0.257 acres)
OccupancyOwner Occupied
Last Sale$275,000 (2018)
Tax Bill$2,613.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-07S-01W-0000-0240-0080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,200 sqft Heated Area
Gross Area2,512 sqft Gross Area
Upper Floors1,000 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructurePlywood Interior Structure

Exterior

Year BuiltBuilt 1989
Exterior MaterialOther Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,238 sqft (0.257 acres)
Depth X Width153 ft x 75 ft Depth x Width
PorchOpen Porch
Porch Area312 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address159 HARBOR CIR
CityPANACEA
StateFL
Zip32346-5131
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionA PARCEL KNOWN AS TRACT 1 AS PER SYRVEY RECORDED IN BOOK 100 PAGE 443 BEING 75' X 150' OR /175/420 ORB 191 PAGE 490 1132/595
Legal Range01W
Legal Township07S
Legal Section06
Legal Tract1
JurisdictionFRANKLIN FL
Minor Civil DivisionCARRABELLE
Census Blockgroup2
Census Block2010
Census Tract970102

Owner

Source: Franklin County records · APN 06-07S-01W-0000-0240-0080

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address159 HARBOR CIR, PANACEA, FL 32346-5131
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 27, 2018 · Amount on Record
Deed SaleSep 27, 2018 · Amount on Record
Deed Doc Number201819004780
Deed Book / Page1228 / 640
Record RefreshedJun 08, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateSep 27, 2018
Property Address159 HARBOR CIR, PANACEA, FL 32346-5131
Document Number0019004780
Book / Page001228 / 000640
Instrument DateSep 26, 2018
Instrument19004780
Transaction TypeTransfer
Record UpdatedOct 25, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address159 HARBOR CIR PANACEA FL 32346, PANACEA, FL 32346

Mortgage

Document Number9004782
DateSep 27, 2018
Book Page001228/000649
Instrument9004782
Lender
NameDANIEL K WHEELER
Address3731 WIEUCA RD NE, ATLANTA, GA 30342-4336
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 26, 2019

Mortgage

Document Number19004781,
DateSep 27, 2018
Book Page001228/000643
Instrument19004781
Lender
NameWOODARD W WHEELER
Address1848 MOORES MILL RD NW, ATLANTA, GA 30318-1308
Special NotesLender is also the Seller
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 26, 2019

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,613.00 (+1.12%) Homeowner's exemption$280,575 (+2.9%)$437,258 (-0.39%) Land $180,000 Building $257,258
2024$2,584.00 (-0.81%) Homeowner's exemption$272,668 (+3%)$438,960 (+13.41%) Land $180,000 Building $258,960
2023$2,605.00 (+0.62%) Homeowner's exemption$264,726 (+3%)$387,047 (+15.74%) Land $180,000 Building $207,047
2022$2,589.00 Homeowner's exemption$257,016$334,403 Land $180,000 Building $154,403

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation17.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Harbor Cir

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