Franklin County property record for 135 Harbor Cir, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,650 sqft · built 1987 |
| Lot Size | 0.309 acres (13,460 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Feb 2010) |
| Tax Bill | $3,813 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 06-07S-01W-0000-0150-0000 |
| Primary APN | 06-07S-01W-0000-0150-0000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,650 sqft Living Area |
| 1st Floor Area | 1,650 sqft |
| Flooring | Cork |
| Interior Walls | Plywood |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Bungalow |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,460 sqft (0.309 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| View / Lot | Bay Front |
| Porch | Finished/Open Porch |
| Porch Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 135 HARBOR CIR |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-5131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 105 FT X 416 FT OR/95/566 OR/130/128 OR 208/36 A.K.A. TRACT 7 ORB 0130 PAGE 0128 623/338 694/440 831/696 990/139 1005/215 1005/229 |
| Legal Range | 01W |
| Legal Township | 07S |
| Legal Section | 06 |
| Legal Subdivision | ALLIGATOR POINT |
| Legal Tract | 7 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 970102 |
Source: Franklin County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2323 ARMISTEAD RD, TALLAHASSEE, FL 32308-0905 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2010 · Amount on Record |
| Deed Sale | Feb 3, 2010 · Amount on Record |
| Prior Sale | Jan 28, 2005 · Amount on Record |
| Deed Document Number | 2010698 |
| Deed Book / Page | 1005 / 229 |
| Prior Transfer Date | Dec 28, 2009 |
| Prior Transfer Doc | 0019000697 |
| Record Updated | Jun 8, 2026 |
Source: Franklin County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,813.00 (+3.31%) | $384,639 (-0.3%) Land $216,000 Building $168,639 | $384,639 (-0.3%) Land $216,000 Building $168,639 |
| 2024 | $3,691.00 (+5.31%) | $385,809 (+10.04%) Land $216,000 Building $169,809 | $385,809 (+10.04%) Land $216,000 Building $169,809 |
| 2023 | $3,505.00 (+7.12%) | $350,623 (+11.33%) Land $216,000 Building $134,623 | $350,623 (+11.33%) Land $216,000 Building $134,623 |
| 2022 | $3,272.00 | $314,936 Land $216,000 Building $98,936 | $314,936 Land $216,000 Building $98,936 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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