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139 Harbor Cir, Panacea, FL 32346 Property Records

Franklin County property record for 139 Harbor Cir, Panacea, FL 32346 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1972
Square Footage1,846 sqft Living Area
Lot Size13,460 sqft (0.309 acres)
PoolSpa/Hot Tub (Only)
Last Sale$440,000 (2022)
Tax Bill$3,881.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-07S-01W-0000-0140-0000
Alternative APN
  • 01W07S06000001400000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,846 sqft Living Area
1st Floor1,014 sqft 1st Floor
Basement Area832 sqft Basement
Finished Basement832 sqft Finished
Stories1 Stories
Primary FlooringVinyl/Resilient Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleBungalow Style
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area13,460 sqft (0.309 acres)
Depth X Width150 ft x 90 ft Depth x Width

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Shed1 Shed
Deck Area254 sqft Deck
Porch Area725 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address139 HARBOR CIR
CityPANACEA
StateFL
Zip32346-5131
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description90 FT X 377.2 FT AKA TRACT 6 OR 97/78 625/609 885/447 962/459 1016/83 1154/17 1323/70
Legal Range01W
Legal Township07S
Legal Section06
Legal Tract6
JurisdictionFRANKLIN FL
Minor Civil DivisionCARRABELLE
Census Blockgroup2
Census Block2010
Census Tract970102

Owner

Source: Franklin County records · APN 06-07S-01W-0000-0140-0000

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address331 REMINGTON AVE, THOMASVILLE, GA 31792-5564
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 08, 2022Deed of Trust, Mortgage · Line of Credit
TC FEDERAL BANK
Jan 06, 2022Deed, Transfer · Conventional Mortgage
TC FEDERAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 06, 2022 · Amount on Record
Deed SaleJan 06, 2022 · Amount on Record
Prior SaleJul 20, 2010 · Amount on Record
Deed Doc Number202275
Deed Book / Page1323 / 70
Prior Transfer DateSep 16, 2015
Prior Transfer Doc0019004883
Record RefreshedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address139 HARBOR CIR, PANACEA, FL 32346-5131
Transaction TypeMortgage
Record UpdatedFeb 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 REMINGTON AVE, THOMASVILLE, GA 31792-5564

Mortgage

Document Number0019006801
DateDec 08, 2022
Book Page1351/785
Instrument202219006801
Lender
NameTC FEDERAL BANK
TypeBank
AddressTHOMASVILLE, GA 31799
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueNov 22, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN FL
Recording DateJan 06, 2022
Property Address139 HARBOR CIR, PANACEA, FL 32346-5131
Document Number0019000075
Book / Page1323 / 70
Instrument DateJan 03, 2022
Instrument202219000075
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,080.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1133 S FORT THOMAS AVE, 1133, FORT THOMAS, KY 41075-2468

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 REMINGTON AVE, THOMASVILLE, GA 31792-5564

Mortgage

Document Number0000000073
DateJan 06, 2022
Instrument1323/73
Lender
NameTC FEDERAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,881.00 (+3.3%)$389,445 (-0.34%) Land $216,000 Building $173,445$389,445 (-0.34%) Land $216,000 Building $173,445
2024$3,757.00 (+5.27%)$390,761 (+9.94%) Land $216,000 Building $174,761$390,761 (+9.94%) Land $216,000 Building $174,761
2023$3,569.00 (+7.21%)$355,440 (+11.23%) Land $216,000 Building $139,440$355,440 (+11.23%) Land $216,000 Building $139,440
2022$3,329.00$319,557 Land $216,000 Building $103,557$319,557 Land $216,000 Building $103,557

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation16.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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