187 Harbor Cir, Panacea, FL 32346 Property Records

Franklin County property record for 187 Harbor Cir, Panacea, FL 32346 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Architecture Style	Bungalow
Year Built	Built 1983
Square Footage	1,536 sqft Living Area
Lot Size	11,238 sqft (0.258 acres)
Last Sale	$149,500 (2014)
Tax Bill	$4,545.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-07S-01W-0000-0090-0000`
Alternative APN	`01W07S06000000900000`

Interior

Full Baths	2 Baths
Building Area	1,536 sqft Living Area
Gross Area	1,826 sqft Gross Area
1st Floor	1,536 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Bungalow Style
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	11,238 sqft (0.258 acres)
Depth X Width	150 ft x 75 ft Depth x Width
Deck Area	96 sqft Deck
Porch Area	616 sqft Porch
Storage Building	99 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	187 HARBOR CIR
City	PANACEA
State	FL
Zip	32346-5131
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	75 FT 150 FT OR/94/351 OR/133/93 156/368-70 220/452 613/7 857/433 1117/386 1344/747
Legal Range	01W
Legal Township	07S
Legal Section	06
Jurisdiction	FRANKLIN FL
Minor Civil Division	CARRABELLE
Census Blockgroup	2
Census Block	2003
Census Tract	970102

Owner

Source: Franklin County records · APN 06-07S-01W-0000-0090-0000

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3012 WINDSOR WAY, TALLAHASSEE, FL 32312-2437
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2014 · Amount on Record
Deed Sale	Apr 01, 2014 · Amount on Record
Prior Sale	Jun 17, 2005 · Amount on Record
Deed Doc Number	20141891
Deed Book / Page	1117 / 386
Last Transfer Date	Aug 25, 2022
Transfer Doc	0019005033
Record Refreshed	Jun 08, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN FL
Recording Date	Aug 25, 2022
Property Address	187 HARBOR CIR, PANACEA, FL 32346-5131
Document Number	0019005033
Book / Page	1344 / 747
Map Reference	MB 4 PG 16
Instrument Date	Jul 26, 2022
Instrument	202219005033
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3012 WINDSOR WAY, 3012, TALLAHASSEE, FL 32312-2437

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3012 WINDSOR WAY, TALLAHASSEE, FL 32312-2437

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,545.00 (+0.53%)	$424,272 (-0.38%) Land $180,000 Building $244,272	$424,272 (-0.38%) Land $180,000 Building $244,272
2024	$4,521.00 (+7.21%)	$425,910 (+15.68%) Land $180,000 Building $245,910	$425,910 (+15.68%) Land $180,000 Building $245,910
2023	$4,217.00 (+10.22%)	$368,174 (+3.39%) Land $180,000 Building $188,174	$368,174 (+3.39%) Land $180,000 Building $188,174
2022	$3,826.00	$356,103 Land $180,000 Building $176,103	$356,103 Land $180,000 Building $176,103

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	17.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.