169 Harbor Cir, Panacea, FL 32346 Property Records

Franklin County property record for 169 Harbor Cir, Panacea, FL 32346 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 1979
Lot Size	0.257 acres (11,238 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Jun 1992)
Tax Bill	$2,988 (2025)
Flood Zone	Zone VE (high risk)
APN	`06-07S-01W-0000-0240-0010`

Property Details

APN / Parcel Number

Primary APN	`06-07S-01W-0000-0240-0010`

Interior

Full Baths	1 Bath
Building Area	768 sqft Heated Area
Gross Area	1,928 sqft Gross Area
Stories	1 Story
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,238 sqft (0.257 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Fence	Fence
Porch	Open Porch
Porch Area	568 sqft Porch
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	169 HARBOR CIR
City	PANACEA
State	FL
Zip	32346-5131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PARCEL 75FT X 150 FT KNOWN AS LOT 5 OR 145/20 157/391 185/575 OR 203/03 379/53-57 OR/591/353
Legal Range	01W
Legal Township	07S
Legal Section	06
Legal Lot Number	5
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2010
Census Tract	970102

Owner

Source: Franklin County records · APN 06-07S-01W-0000-0240-0010

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	242 GLENDALE AVE, DECATUR, GA 30030-1918
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 1992 · Amount on Record
Deed Sale	Jun 02, 1992 · Amount on Record
Deed Document Number	0000037955
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,988.00 (+3.25%)	$293,840 (-0.48%) Land $180,000 Building $113,840	$293,840 (-0.48%) Land $180,000 Building $113,840
2024	$2,894.00 (+4.4%)	$295,250 (+7.99%) Land $180,000 Building $115,250	$295,250 (+7.99%) Land $180,000 Building $115,250
2023	$2,772.00 (+6.08%)	$273,402 (+8.95%) Land $180,000 Building $93,402	$273,402 (+8.95%) Land $180,000 Building $93,402
2022	$2,613.00	$250,951 Land $180,000 Building $70,951	$250,951 Land $180,000 Building $70,951

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	17.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.