1608 Bernice St, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1608 Bernice St, Schenectady, NY 12303 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1970
Square Footage1,326 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
GarageAttached, 240 sqft
Last Sale$210,000 (2025)
Tax Bill$4,006.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 59.6-8-7
Alternative APN
  • 280005900600080070000000

Interior

Bedrooms4 Beds
Full Baths1 Baths
Building Area1,326 sqft Living Area
1st Floor884 sqft 1st Floor
Upper Floors442 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1970
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area7,405 sqft (0.17 acres)
Depth X Width115 ft x 65 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area240 sqft Garage
Patio Area150 sqft Patio

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1608 BERNICE ST
CitySCHENECTADY
StateNY
Zip12303-2306
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionR,G,2DM LILAC GAR - 8 5.-352-1
Legal Block8
Legal Lot Number7.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup1
Census Block1009
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.6-8-7

Assessment roll updated April 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address107 TUTTLE RD, JEFFERSON, NY 12093-3907
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMIERCA NA
Mar 18, 2025Warranty Deed, Transfer
CHICAGO TITLE ALBANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 18, 2025 · Amount on Record
Deed SaleMar 18, 2025 · Amount on Record
Prior SaleFeb 06, 2007 · Amount on Record
Deed Doc Number20256452
Record RefreshedJun 08, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Recording DateApr 07, 2026
Property Address1608 BERNICE ST, SCHENECTADY, NY 12303-2306
Document Number0000007793
Instrument DateMar 21, 2026
Instrument20267793
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWFG LENDER SERVICES, WFG LENDER SERVICES-RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1608 BERNICE ST, SCHENECTADY, NY 12303-2306

Mortgage

Document Number0000007793,
DateApr 07, 2026
Instrument20267793
Lender
NameBANK OF AMIERCA NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 21, 2056
Interest
Rate6.01%
Max Rate-1%

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 18, 2025
Property Address1608 BERNICE ST, SCHENECTADY, NY 12303-2306
Document Number0000006452
Instrument DateMar 18, 2025
Instrument202506452
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyCHICAGO TITLE ALBANY

Transaction

AmountAmount Recorded
Tax$840.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1608 BERNICE ST, SCHENECTADY, NY 12303-2306

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 TUTTLE RD, JEFFERSON, NY 12093-3907

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,006.00 (+63.38%)$126,000 (-) Land $7,700 Building $118,300$193,800 (+16.89%) Land $11,843 Building $181,957
2023$126,000 (-) Land $7,700 Building $118,300$165,800 (+9.22%) Land $10,132 Building $155,668
2022$126,000 Land $7,700 Building $118,300$151,800 Land $9,277 Building $142,523
2021$2,452.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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