1606 Bernice St, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1606 Bernice St, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1970
Square Footage	1,938 sqft Living Area
Lot Size	6,098 sqft (0.14 acres)
Occupancy	Owner Occupied
Last Sale	$120,000 (2019)
Tax Bill	$5,881.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`422800 59.6-8-6`
Alternative APN	`280005900600080060000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,938 sqft Living Area
1st Floor	1,197 sqft 1st Floor
Upper Floors	741 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1970
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	6,098 sqft (0.14 acres)
Depth X Width	100 ft x 60 ft Depth x Width
Shed	1 Shed
Patio Area	50 sqft Patio
Porch Area	237 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1606 BERNICE ST
City	SCHENECTADY
State	NY
Zip	12303-2306
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	R,SHDM,FMRM LILAC GAR -6 5.-351-24
Legal Subdivision	REVISED MAP OF LILAC GARDENS
Legal Block	8
Legal Lot Number	6.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	ROTTERDAM
Census Blockgroup	1
Census Block	1009
Census Tract	32902

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.6-8-6

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1606 BERNICE ST, SCHENECTADY, NY 12303-2306
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 08, 2019 · Amount on Record
Deed Sale	Aug 08, 2019 · Amount on Record
Deed Doc Number	201935575
Deed Book / Page	2017 / 344
Prior Transfer Date	Mar 15, 2011
Prior Transfer Doc	0000010762
Record Refreshed	Jun 08, 2026

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 08, 2019
Property Address	1606 BERNICE ST, SCHENECTADY, NY 12303-2306
Document Number	0000035575
Book / Page	2017 / 344
Instrument Date	Jul 26, 2019
Instrument	201935575
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2625 TURNER AVE, 2625, SCHENECTADY, NY 12306-2424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 AVE #C-1 # C-1, C-1, BROOKLYN, NY 11218

Mortgage

Document Number	0000035576
Date	Aug 08, 2019
Instrument	201935576

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,881.00 (+63.32%)	$185,000 (-) Land $6,300 Building $178,700	$284,600 (+16.93%) Land $9,692 Building $274,908
2023		$185,000 (-) Land $6,300 Building $178,700	$243,400 (+9.2%) Land $8,289 Building $235,111
2022		$185,000 Land $6,300 Building $178,700	$222,900 Land $7,591 Building $215,309
2021	$3,601.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.