Schenectady County and Rotterdam Town property record for 1604 Bernice St, Schenectady, NY 12303 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1970 |
| Square Footage | 936 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Garage | Attached, 240 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,471.00 (2025) |
| Primary APN | 422800 59.6-8-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 936 sqft Living Area |
| 1st Floor | 936 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 6,098 sqft (0.14 acres) |
| Depth X Width | 80 ft x 78 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 240 sqft Garage |
| Porch Area | 278 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1604 BERNICE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-2306 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | R,G LILAC GAR-4 5.-351-22 |
| Legal Block | 8 |
| Legal Lot Number | 5.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | ROTTERDAM |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records · APN 422800 59.6-8-5
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1604 BERNICE ST, SCHENECTADY, NY 12303-2306 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 29, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage STATE EMPLOYEES FCU |
| Apr 29, 2019 | Deed of Trust, Mortgage · Line of Credit SEFCU |
| Nov 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1604 BERNICE ST, SCHENECTADY, NY 12303-2306 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1604 BERNICE ST, SCHENECTADY, NY 12303-2306 |
| Document Number | 0000022951 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 5223/238 |
| Instrument | 202222951 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1604 BERNICE ST, SCHENECTADY, NY 12303-2306 |
| Document Number | 0000020498 |
| Instrument Date | Apr 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1604 BERNICE ST SCHENECTADY NY 123032306, SCHENECTADY, NY 12303-2306 |
| Document Number | 0000020498 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 004910/000685 |
| Instrument | 20498 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 12, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1604 BERNICE ST, SCHENECTADY, NY 12303-2306 |
| Document Number | 0000055104 |
| Instrument Date | Nov 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1604 BERNICE ST SCHENECTADY NY 123032306, SCHENECTADY, NY 12303-2306 |
| Document Number | 0000055104 |
|---|---|
| Date | Dec 06, 2017 |
| Book Page | 004805/000577 |
| Instrument | 55104 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 05, 2032 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,471.00 (+90.92%) | $122,800 (-) Land $6,300 Building $116,500 | $188,900 (+16.89%) Land $9,691 Building $179,209 |
| 2023 | $122,800 (-) Land $6,300 Building $116,500 | $161,600 (+9.19%) Land $8,291 Building $153,309 | |
| 2022 | $122,800 Land $6,300 Building $116,500 | $148,000 Land $7,593 Building $140,407 | |
| 2021 | $1,818.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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