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1601 Bernice St, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1601 Bernice St, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 2000
Square Footage1,395 sqft Living Area
Lot Size9,148 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$92,500 (2020)
Tax Bill$5,351.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 59.6-7-2
Alternative APN
  • 280005900600070020000000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,395 sqft Living Area
1st Floor1,005 sqft 1st Floor
Upper Floors390 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2000
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area9,148 sqft (0.21 acres)
Depth X Width86 ft x 105 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area320 sqft Garage
Porch1 Porch
Porch Area225 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1601 BERNICE ST
CitySCHENECTADY
StateNY
Zip12303-2305
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionR,G LILAC GAR- PT1 5.-351-19
Legal SubdivisionLILAC GARDENS
Legal Block7
Legal Lot Number2.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup5
Census Block5000
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.6-7-2

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1601 BERNICE ST, SCHENECTADY, NY 12303-2305
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
RUSHMORE LOAN MANAGEMENT SERVICES LLC
Feb 21, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NATIONSTAR MORTGAGE LLC
Dec 28, 2023Intrafamily Transfer, Transfer
Mar 29, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
SUNMARK FCU
Sep 08, 2020Grant Deed, Transfer
MURDOCK ABSTRACT, MURDOCK ABS
Sep 16, 2019Trustee's Deed, Foreclosure
BLUE TITLE SERVICES CORPORATION, BLUE TITLE SVCS CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 08, 2020 · Amount on Record
Deed SaleSep 08, 2020 · Amount on Record
Prior SaleSep 16, 2019 · Amount on Record
Deed Doc Number202026537
Deed Book / Page2041 / 169
Last Transfer DateNov 14, 2023
Transfer Doc0000072677
Record RefreshedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1601 BERNICE ST, SCHENECTADY, NY 12303-2305
Transaction TypeMortgage
Record UpdatedApr 14, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1601 BERNICE ST, SCHENECTADY, NY 12303-2305

Mortgage

Document Number0000046761
DateSep 01, 2022
Book Page5253/347
Instrument202246761
Lender
NameRUSHMORE LOAN MANAGEMENT SERVICES LLC
TypeLending Institution
AddressIRVING, TX 75063
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term347 Months
DueAug 01, 2051

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1601 BERNICE ST, SCHENECTADY, NY 12303-2305
Transaction TypeMortgage
Record UpdatedApr 14, 2026
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1601 BERNICE ST, SCHENECTADY, NY 12303-2305

Mortgage

Document Number0000004211
DateFeb 21, 2025
Instrument202504211
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateDec 28, 2023
Property Address1601 BERNICE ST, SCHENECTADY, NY 12303-2305
Document Number0000072677
Book / Page2122 / 31
Instrument DateNov 14, 2023
Instrument202372677
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1601 BERNICE ST, SCHENECTADY, NY 12303-2305

Transferred To (Grantee/Buyer)

NameVerified Name
Address1601 BERNICE ST, SCHENECTADY, NY 12303-2305

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 29, 2021
Property Address1601 BERNICE ST, SCHENECTADY, NY 12303-2305
Document Number0000013550
Book / Page2055 / 411
Instrument DateMar 25, 2021
Instrument202113550
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$696.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address923 PENNSYLVANIA AVE, SCHENECTADY, NY 12303-1433

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 LINCOLN AVENUE, SCHENECTADY, NY 12307

Mortgage

Document Number0000013553
DateMar 29, 2021
Instrument202113553
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateSep 08, 2020
Property Address1601 BERNICE ST, SCHENECTADY, NY 12303-2305
Document Number0000026537
Book / Page002041 / 000169
Instrument DateAug 12, 2020
Instrument26537
Transaction TypeTransfer
Record UpdatedOct 14, 2020
Title CompanyMURDOCK ABSTRACT, MURDOCK ABS

Transaction

AmountAmount Recorded
Tax$370.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address923 PENNSYLVANIA AVE SCHENECTADY NY 123031433, SCHENECTADY, NY 12303-1433

September 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateSep 16, 2019
Property Address1601 BERNICE ST, SCHENECTADY, NY 12303-2305
Document Number0000041301
Book / Page002020 / 000038
Instrument DateAug 21, 2019
Instrument41301
Transaction TypeForeclosure
Record UpdatedOct 08, 2019
Title CompanyBLUE TITLE SERVICES CORPORATION, BLUE TITLE SVCS CORP

Transaction

AmountAmount Recorded
Tax$292.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address15480 LAGUNA CANYON RD IRVINE CA 926182132, IRVINE, CA 92618-2132

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,351.00 (+66.34%)$165,300 (-) Land $9,500 Building $155,800$254,300 (+16.92%) Land $14,615 Building $239,685
2023$165,300 (-) Land $9,500 Building $155,800$217,500 (+9.19%) Land $12,500 Building $205,000
2022$165,300 Land $9,500 Building $155,800$199,200 Land $11,448 Building $187,752
2021$3,217.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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