1609 Bernice St, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1609 Bernice St, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1985
Square Footage	1,404 sqft Living Area
Lot Size	7,405 sqft (0.17 acres)
Occupancy	Owner Occupied
Last Sale	$162,900 (2021)
Tax Bill	$4,323.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`422800 59.6-7-4`
Alternative APN	`280005900600070040000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,404 sqft Living Area
1st Floor	936 sqft 1st Floor
Upper Floors	468 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1985
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	7,405 sqft (0.17 acres)
Depth X Width	109 ft x 68 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	260 sqft Garage
Shed	1 Shed
Shed Area	60 sqft Shed
Porch Area	50 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1609 BERNICE ST
City	SCHENECTADY
State	NY
Zip	12303-2305
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	R,G LILAC GAR - PT-5,PT-7 5.-351-23
Legal Subdivision	MAP F LILAC GRDENS OR REVISED MAP NO 1
Legal Block	7
Legal Lot Number	4.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	ROTTERDAM
Census Blockgroup	5
Census Block	5000
Census Tract	32902

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.6-7-4

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1609 BERNICE ST, SCHENECTADY, NY 12303-2305
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 04, 2021 · Amount on Record
Deed Sale	Mar 04, 2021 · Amount on Record
Deed Doc Number	20218575
Deed Book / Page	2053 / 480
Record Refreshed	Jun 08, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 04, 2021
Property Address	1609 BERNICE ST, SCHENECTADY, NY 12303-2305
Document Number	0000008575
Book / Page	2053 / 480
Instrument Date	Feb 24, 2021
Instrument	202108575
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$652.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1609 BERNICE ST, SCHENECTADY, NY 12303-2305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	795 FRANCIS AVE, SCHENECTADY, NY 12303-1111

Mortgage

Document Number	0000008576
Date	Mar 04, 2021
Instrument	202108576

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 24, 2051

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,323.00 (+63.32%)	$136,000 (-) Land $7,700 Building $128,300	$209,200 (+16.94%) Land $11,844 Building $197,356
2023		$136,000 (-) Land $7,700 Building $128,300	$178,900 (+9.15%) Land $10,129 Building $168,771
2022		$136,000 Land $7,700 Building $128,300	$163,900 Land $9,280 Building $154,620
2021	$2,647.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.