1615 Bernice St, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1615 Bernice St, Schenectady, NY 12303 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1970
Square Footage	1,404 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$255,000 (2026)
Tax Bill	$3,241.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`422800 59.6-7-5`
Alternative APN	`280005900600070050000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,404 sqft Living Area
1st Floor	936 sqft 1st Floor
Upper Floors	468 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1970
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	135 ft x 64 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	312 sqft Garage
Shed	1 Shed
Shed Area	60 sqft Shed

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1615 BERNICE ST
City	SCHENECTADY
State	NY
Zip	12303-2305
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	R,G,2DM LILAC GAR PT-7 5.-351-25
Legal Block	7
Legal Lot Number	5.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	ROTTERDAM
Census Blockgroup	5
Census Block	5000
Census Tract	32902

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.6-7-5

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1165 VAN CORTLAND ST, SCHENECTADY, NY 12303-1234
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	May 20, 1998 · Amount on Record
Deed Doc Number	202613681
Deed Book / Page	2174 / 38
Record Refreshed	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 16, 2026
Property Address	1615 BERNICE ST, SCHENECTADY, NY 12303-2305
Document Number	0000013681
Book / Page	2174 / 38
Instrument Date	Jun 10, 2026
Instrument	202613681
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	LEGACY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$103,020.00
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 VAN CORTLAND ST, SCHENECTADY, NY 12303-1234

Mortgage

Document Number	0000013682,
Date	Jun 16, 2026
Instrument	202613682

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,241.00 (+40.42%)	$148,000 (-) Land $9,000 Building $139,000	$227,700 (+16.95%) Land $13,847 Building $213,853
2023		$148,000 (-) Land $9,000 Building $139,000	$194,700 (+9.2%) Land $11,840 Building $182,860
2022		$148,000 Land $9,000 Building $139,000	$178,300 Land $10,843 Building $167,457
2021	$2,308.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.