Clay County property record for 1605 River Breeze Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,062 sqft · built 1995 |
| Lot Size | 0.203 acres (8,842 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,742 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jun 2023 Foreclosure + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 28-04-26-013155-002-14 |
| Primary APN | 28-04-26-013155-002-14 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,062 sqft Living Area |
| Gross Area | 2,502 sqft |
| 1st Floor Area | 2,062 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 8,842 sqft (0.203 acres) |
| Lot Dimensions | 115 ft deep x 77 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 340 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1605 RIVER BREEZE DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | (PT SUBJ CONSV ESMT OR 1503 PG 1464) LOT 14 RIVER BREEZE AS REC OR 4819 PG 1221 |
| Legal Range | 26E |
| Legal Township | 04S |
| Legal Section | 28 |
| Legal Subdivision | RIVER BREEZE |
| Legal Lot Number | 14 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 30701 |
1605 River Breeze Dr is owned and occupied by two individuals who acquired it in May 2024.
Source: Clay County records, as of January 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1605 RIVER BREEZE DR, ORANGE PARK, FL 32003-8227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2025 | Deed of Trust, Mortgage · Line of Credit FLORIDA CU |
| Jun 21, 2023 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Nov 9, 2013 | Loan Modification, Mortgage · Conventional with PMI GREEN TREE SVCNG LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2024 |
| Deed Sale | May 7, 2024 |
| Prior Sale | Dec 29, 2023 · Amount on File |
| Deed Document Number | 202421569 |
| Deed Book / Page | 4819 / 1221 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1605 RIVER BREEZE DR, FLEMING ISLAND, FL 32003-8227 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1605 RIVER BREEZE DR, ORANGE PARK, FL 32003-8227 |
| Document Number | 0049950620 |
|---|---|
| Date | Dec 9, 2025 |
| Book Page | 4995/620 |
| Instrument | 2025057610 |
| Name | FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | GAINESVILLE, FL 32627 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 8, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jun 21, 2023 |
| Property Address | 1605 RIVER BREEZE DR, FLEMING ISLAND, FL 32003-8227 |
| Document Number | 0047301953 |
| Book / Page | 4730 / 1953 |
| Map Reference | MB 27 PG 16-18 |
| Instrument Date | Jun 20, 2023 |
| Instrument | 2023030613 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $345.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37616 AARALYN RD, ZEPHYRHILLS, FL 33542-3211 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1605 RIVER BREEZE DR, FLEMING ISLAND, FL 32003-8227 |
| Document Number | 0042450110 |
| Instrument Date | Nov 9, 2013 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1605 RIVER BREEZE DR ORANGE PARK FL 320038227, ORANGE PARK, FL 32003-8227 |
| Document Number | 0042450110 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | 004245/000110 |
| Instrument | 57126 |
| Name | GREEN TREE SVCNG LLC |
|---|---|
| Address | TEMPE, AZ 85283 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 408 Months |
| Due | Oct 24, 2053 |
The 2025 property tax bill for 1605 River Breeze Dr was $5,742, up 2.6% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,742.00 (+2.57%) | $376,528 Land $60,000 Building $316,528 | $376,528 Land $60,000 Building $316,528 |
| 2024 | $5,598.00 (+2.25%) | ||
| 2023 | $5,475.00 (+16.14%) | $366,875 (+20.67%) Land $60,000 Building $306,875 | $366,875 (+20.67%) Land $60,000 Building $306,875 |
| 2022 | $4,714.00 | $304,021 Land $45,000 Building $259,021 | $304,021 Land $45,000 Building $259,021 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1605 River Breeze Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 132 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 132 in force |
| Nearby Flood Claims | 26 (2005–2020) |
| Claims Outside the SFHA | 10 of 26 |
| Most Recent Claim | Jul 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1605 River Breeze Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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