DeKalb County property record for 135 Lockhart St, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,440 sqft · built 1940 |
| Lot Size | 0.072 acres (3,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $99,400 (Mar 2017) |
| Tax Bill | $259 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-06-03-155-002.000-008 |
| Primary APN | 17-06-03-155-002.000-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Attic | Attic |
| Attic Area | 1,440 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1945 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 3,136 sqft (0.072 acres) |
| Lot Dimensions | 56 ft deep x 56 ft wide |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 310603155002 |
|---|---|
| Street Address | 135 LOCKHART ST |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 3RD ADD MID PT LOT 6 |
| Legal Subdivision | LOCKHARTS THIRD ADDITION |
| Legal Lot Number | 6 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | GRANT |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 20200 |
135 Lockhart St is owned and occupied by an individual who bought it in March 2017.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 135 LOCKHART ST, WATERLOO, IN 46793-9605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2017 · Amount on File |
| Deed Sale | Mar 24, 2017 · Amount on File |
| Prior Sale | Jul 2, 2013 · Amount on File |
| Deed Document Number | 20171436 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Mar 24, 2017 |
| Property Address | 135 LOCKHART ST, WATERLOO, IN 46793-9605 |
| Document Number | 201701436 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 201701436 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 135 LOCKHART ST, WATERLOO, IN 46793-9605 |
| Document Number | 201701437 |
|---|---|
| Date | Mar 24, 2017 |
| Instrument | 201701437 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 135 Lockhart St was $259, down 29.8% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Grant Township |
| Municipality | Waterloo Town |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $259.00 (-29.81%) | $67,900 (+5.6%) Land $10,600 Building $57,300 | $67,900 (+5.6%) Land $10,600 Building $57,300 |
| 2024 | $369.00 (+12.5%) | $64,300 (+6.99%) Land $10,100 Building $54,200 | $64,300 (+6.99%) Land $10,100 Building $54,200 |
| 2023 | $328.00 (+12.71%) | $60,100 (+6.94%) Land $9,300 Building $50,800 | $60,100 (+6.94%) Land $9,300 Building $50,800 |
| 2022 | $291.00 | $56,200 Land $8,700 Building $47,500 | $56,200 Land $8,700 Building $47,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 135 Lockhart St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 135 Lockhart St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.
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