Morgan County property record for 160 Cypress Dr, Decatur, AL 35603
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,583 sqft · built 2007 |
| Lot Size | 0.339 acres (14,767 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $645 (2025) |
| Deeds & Mortgages | Jun 2007 Mortgage Nov 2010 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01-01-0-000-002.023 |
| Primary APN | 12-01-01-0-000-002.023 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,583 sqft Living Area |
| 1st Floor Area | 1,583 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,767 sqft (0.339 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 121555 |
|---|---|
| Street Address | 160 CYPRESS DR |
| City | DECATUR |
| State | AL |
| Zip | 35603-5918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16, CYPRESS COVE SUBDIVISION ADDITION NO. 1 MB 2006 PG 24 SEC 1, T6S, R4W |
| Legal Range | 4W |
| Legal Township | 6S |
| Legal Section | 01 |
| Legal Subdivision | CYPRESS COVE S/D ADDITION 1 |
| Legal Lot Number | 16 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 5404 |
Source: Morgan County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 160 CYPRESS DR, DECATUR, AL 35603-5918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2007 | Deed of Trust, Mortgage CYPRESS COVE DEVELOPMENT LLC |
| Nov 30, 2010 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Jun 22, 2007 | Deed of Trust, Mortgage GOBBLE FITE LUMBER CO INC |
| Nov 1, 2007 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Nov 1, 2007 | Corporation Deed, Subdivision Related Transfer |
| Jun 22, 2007 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 160 CYPRESS DR, DECATUR, AL 35603-5918 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2007/34938 |
|---|---|
| Date | Jun 22, 2007 |
| Book Page | 2007/34938 |
| Name | CYPRESS COVE DEVELOPMENT LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jun 20, 2008 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 160 CYPRESS DR, DECATUR, AL 35603-5918 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Title Company | CHICAGO TITLE SERVICELINK DIV, CHICAGO TITLE SERVICELINK DI |
| Name | Verified Name |
|---|
| Document Number | 2010/38396 |
|---|---|
| Date | Nov 30, 2010 |
| Book Page | 2010/38396 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 160 CYPRESS DR, DECATUR, AL 35603-5918 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2007/34935 |
|---|---|
| Date | Jun 22, 2007 |
| Book Page | 2007/34935 |
| Name | GOBBLE FITE LUMBER CO INC |
|---|---|
| Address | DECATUR, AL 35601 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 160 CYPRESS DR, DECATUR, AL 35603-5918 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2007/59264 |
|---|---|
| Date | Nov 1, 2007 |
| Book Page | 2007/59264 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2037 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Nov 1, 2007 |
| Property Address | 160 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 2007/08758 |
| Book / Page | 2007 / 08758 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Oct 31, 2007 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 160 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jun 22, 2007 |
| Property Address | 160 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 2007/05165 |
| Book / Page | 2007 / 05165 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Jun 20, 2007 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $645.00 (+2.06%) | $18,690 (+1.96%) Land $2,750 Building $15,940 | $186,900 (+1.96%) Land $27,500 Building $159,400 |
| 2024 | $18,330 (-1.03%) Land $2,500 Building $15,830 | $183,300 (-1.03%) Land $25,000 Building $158,300 | |
| 2023 | $632.00 (-3.22%) Homeowner's exemption | $18,520 (-2.01%) Land $2,500 Building $16,020 | $185,200 (-2.01%) Land $25,000 Building $160,200 |
| 2022 | $653.00 Homeowner's exemption | $18,900 Land $2,500 Building $16,400 | $189,000 Land $25,000 Building $164,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| FlashFiber Fiber | 1,000 / 1,000 |
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