Morgan County property record for 130 Cypress Dr, Decatur, AL 35603
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,414 sqft · built 2007 |
| Lot Size | 0.346 acres (15,088 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,500 (Nov 2010) |
| Deeds & Mortgages | May 2007 Mortgage May 2007 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01-01-0-000-002.020 |
| Primary APN | 12-01-01-0-000-002.020 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,414 sqft Living Area |
| 1st Floor Area | 1,414 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,088 sqft (0.346 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 138568 |
|---|---|
| Street Address | 130 CYPRESS DR |
| City | DECATUR |
| State | AL |
| Zip | 35603-5918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13, CYPRESS COVE SUBDIVISION ADDITION NO. 1 MB 2006 PG 24 SEC 1, T6S, R4W |
| Legal Range | 4W |
| Legal Township | 6S |
| Legal Section | 01 |
| Legal Subdivision | CYPRESS COVE S/D ADDITION 1 |
| Legal Lot Number | 13 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 5404 |
130 Cypress Dr is owned and occupied by an individual who bought it in November 2010.
Source: Morgan County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 130 CYPRESS DR, DECATUR, AL 35603-5918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2007 | Deed of Trust, Mortgage CYPRESS COVE DEVELOPMENT LLC |
| May 29, 2007 | Deed of Trust, Mortgage GOBBLE FITE LUMBER CO INC |
| Nov 30, 2010 | Re-recorded Document |
| Nov 12, 2010 | Quit Claim Deed, Transfer · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| Oct 17, 2007 | Quit Claim Deed, Transfer Quitclaim |
| Aug 27, 2007 | Corporation Deed, Subdivision Related Transfer · Conventional Mortgage FIRST AMERICAN BANK |
| May 29, 2007 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2010 · Amount on File |
| Deed Sale | Nov 12, 2010 · Amount on File |
| Prior Sale | Nov 12, 2010 · Amount on File |
| Deed Book / Page | 2010 / 6869 |
| Prior Transfer Date | Nov 5, 2010 |
| Prior Transfer Doc | 2010/07142 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 130 CYPRESS DR, DECATUR, AL 35603-5918 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2007/28800 |
|---|---|
| Date | May 29, 2007 |
| Book Page | 2007/28800 |
| Name | CYPRESS COVE DEVELOPMENT LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 11 Months |
| Due | Apr 24, 2008 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 130 CYPRESS DR, DECATUR, AL 35603-5918 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2007/28787 |
|---|---|
| Date | May 29, 2007 |
| Book Page | 2007/28787 |
| Name | GOBBLE FITE LUMBER CO INC |
|---|---|
| Address | DECATUR, AL 35601 |
| Amount | Amount on Record |
|---|
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Nov 30, 2010 |
| Property Address | 130 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 2010/07142 |
| Book / Page | 2010 / 07142 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Nov 5, 2010 |
| Record Updated | Jun 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $1.00 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 130 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Nov 12, 2010 |
| Property Address | 130 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 2010/06869 |
| Book / Page | 2010 / 06869 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Nov 5, 2010 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85.50 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 130 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 2010/36156 |
|---|---|
| Date | Nov 12, 2010 |
| Book Page | 2010/36156 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Oct 17, 2007 |
| Property Address | 130 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 2007/08326 |
| Book / Page | 2007 / 08326 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Oct 8, 2007 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Aug 27, 2007 |
| Property Address | 130 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 2007/07062 |
| Book / Page | 2007 / 07062 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Aug 24, 2007 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $57.00 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Investor | Possibly a Property Investor |
| Document Number | 2007/47628 |
|---|---|
| Date | Aug 27, 2007 |
| Book Page | 2007/47628 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | DECATUR, AL 35601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | May 29, 2007 |
| Property Address | 130 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 2007/04354 |
| Book / Page | 2007 / 04354 |
| Map Reference | MB2006 PG24 |
| Instrument Date | May 24, 2007 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Senior Citizen's exemption | $17,570 (+2.09%) Land $2,750 Building $14,820 | $175,700 (+2.09%) Land $27,500 Building $148,200 |
| 2024 | $17,210 (-1.04%) Land $2,500 Building $14,710 | $172,100 (-1.04%) Land $25,000 Building $147,100 | |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $17,390 Land $2,500 Building $14,890 | $173,900 Land $25,000 Building $148,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 130 Cypress Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 130 Cypress Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| FlashFiber Fiber | 1,000 / 1,000 |
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