Morgan County property record for 110 Cypress Dr, Decatur, AL 35603
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,441 sqft · built 2007 |
| Lot Size | 0.348 acres (15,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Feb 2024) |
| Tax Bill | $1,341 (2025) |
| Deeds & Mortgages | Dec 2010 Mortgage May 2024 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01-01-0-000-002.018 |
| Primary APN | 12-01-01-0-000-002.018 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,441 sqft Living Area |
| 1st Floor Area | 1,441 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,200 sqft (0.348 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 134684 |
|---|---|
| Street Address | 110 CYPRESS DR |
| City | DECATUR |
| State | AL |
| Zip | 35603-5918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11, CYPRESS COVE SUBDIVISION ADDITION NO. 1 MB 2006 PG 24 SEC 1, T6S, R4W |
| Legal Range | 4W |
| Legal Township | 6S |
| Legal Section | 01 |
| Legal Subdivision | CYPRESS COVE S/D ADDITION 1 |
| Legal Lot Number | 11 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 5404 |
Source: Morgan County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2509 ASHMOR PL SE, DECATUR, AL 35603-5239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Dec 15, 2010 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 23, 2024 | Deed of Trust, Mortgage · Commercial Mortgage LOAN FUNDER LLC |
| Dec 29, 2006 | Deed of Trust, Mortgage · Construction Mortgage RENASANT BANK |
| Feb 22, 2024 | Warranty Deed, Transfer JACOB TITLE LLC |
| Feb 22, 2024 | Intrafamily Transfer, Transfer |
| Mar 15, 2010 | Joint Tenancy Deed, Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC |
| May 2, 2007 | Warranty Deed, Transfer |
| May 2, 2007 | Corporation Deed, Subdivision Related Transfer · VA Mortgage SOUTHBANK FSB |
| Dec 29, 2006 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2024 · Amount on Record |
| Deed Sale | Feb 22, 2024 · Amount on Record |
| Prior Sale | Feb 22, 2024 · Amount on Record |
| Deed Book / Page | 2024 / 1565 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 110 CYPRESS DR, DECATUR, AL 35603-5918 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2010/40341 |
|---|---|
| Date | Dec 15, 2010 |
| Book Page | 2010/40341 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | DEERFIELD BEACH, FL 33442 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 110 CYPRESS DR, DECATUR, AL 35603-5918 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2024/16553 |
|---|---|
| Date | May 23, 2024 |
| Book Page | 2024/16553 |
| Name | LOAN FUNDER LLC |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10022 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 110 CYPRESS DR, DECATUR, AL 35603-5918 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2006/67748 |
|---|---|
| Date | Dec 29, 2006 |
| Book Page | 2006/67748 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jan 5, 2008 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Feb 22, 2024 |
| Property Address | 110 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 02024/1565 |
| Book / Page | 2024 / 1565 |
| Map Reference | MB 2006 PG 24 |
| Instrument Date | Jan 30, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Title Company | JACOB TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2509 ASHMOR PL SE, DECATUR, AL 35603-5239 |
| Name | Verified Name |
|---|---|
| Address | 4716 BLUE RIDGE DR, SAN JOSE, CA 95129-4303 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Feb 22, 2024 |
| Property Address | 110 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 02024/1564 |
| Book / Page | 2024 / 1564 |
| Map Reference | MB 2006 PG 24 |
| Instrument Date | May 6, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2509 ASHMOR PL SE, DECATUR, AL 35603-5239 |
| Investor | Possibly a Property Investor |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Mar 15, 2010 |
| Property Address | 110 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 2010/01498 |
| Book / Page | 2010 / 01498 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Mar 4, 2010 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Title Company | J CALVIN MCBRIDE & ASSOCIATE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.50 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 412 BELLEMEADE ST SW, DECATUR, AL 35601-6326 |
| Investor | Possibly a Property Investor |
| Document Number | 0201007148 |
|---|---|
| Date | Mar 15, 2010 |
| Instrument | 2010/07148 |
| Name | MORTGAGE SERVICES III LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | May 2, 2007 |
| Property Address | 110 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 2007/03490 |
| Book / Page | 2007 / 03490 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Apr 30, 2007 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | May 2, 2007 |
| Property Address | 110 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 2007/03491 |
| Book / Page | 2007 / 03491 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Apr 30, 2007 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 2007/23379 |
|---|---|
| Date | May 2, 2007 |
| Book Page | 2007/23379 |
| Name | SOUTHBANK FSB |
|---|---|
| Type | Bank |
| Address | HUNTSVILLE, AL 35801 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Dec 29, 2006 |
| Property Address | 110 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 2006/10435 |
| Book / Page | 2006 / 10435 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Dec 22, 2006 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,341.00 (+122.39%) Homeowner's exemption | $17,940 (+2.05%) Land $2,750 Building $15,190 | $179,400 (+2.05%) Land $27,500 Building $151,900 |
| 2024 | $17,580 (-1.01%) Land $2,500 Building $15,080 | $175,800 (-1.01%) Land $25,000 Building $150,800 | |
| 2023 | $603.00 (-3.37%) Homeowner's exemption | $17,760 (-1.99%) Land $2,500 Building $15,260 | $177,600 (-1.99%) Land $25,000 Building $152,600 |
| 2022 | $624.00 Homeowner's exemption | $18,120 Land $2,500 Building $15,620 | $181,200 Land $25,000 Building $156,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| FlashFiber Fiber | 1,000 / 1,000 |
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