Morgan County property record for 170 Cypress Dr, Decatur, AL 35603
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,506 sqft · built 2007 |
| Lot Size | 0.338 acres (14,738 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $10,000 (Jun 2011) |
| Tax Bill | $655 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2020 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01-01-0-000-002.024 |
| Primary APN | 12-01-01-0-000-002.024 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,506 sqft Living Area |
| 1st Floor Area | 1,506 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,738 sqft (0.338 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 141287 |
|---|---|
| Street Address | 170 CYPRESS DR |
| City | DECATUR |
| State | AL |
| Zip | 35603-5918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17, CYPRESS COVE SUBDIVISION ADDITION NO. 1 MB 2006 PG 24 SEC 1, T6S, R4W |
| Legal Range | 4W |
| Legal Township | 6S |
| Legal Section | 01 |
| Legal Subdivision | CYPRESS COVE S/D ADDITION 1 |
| Legal Lot Number | 17 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 5404 |
Source: Morgan County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 170 CYPRESS DR, DECATUR, AL 35603-5918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Line of Credit REDSTONE FEDERAL CREDIT UNION |
| Feb 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU |
| Feb 9, 2026 | Deed of Trust, Mortgage · Line of Credit REDSTONE FCU |
| Jun 22, 2007 | Deed of Trust, Mortgage CYPRESS COVE DEVELOPMENT LLC |
| Jun 22, 2007 | Deed of Trust, Mortgage · Construction Mortgage GOBBLEFITE LUMBER CO INC |
| Feb 18, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Jun 16, 2011 | Joint Tenancy Deed, Transfer · Conventional Mortgage RBC BANK USA |
| Sep 26, 2007 | Corporation Deed, Subdivision Related Transfer · Conventional Mortgage PLATINUM MORTGAGE INC |
| Jun 22, 2007 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2011 · Amount on Record |
| Deed Sale | Jun 16, 2011 · Amount on Record |
| Prior Sale | Sep 26, 2007 · Amount on Record |
| Deed Book / Page | 2011 / 3190 |
| Last Transfer Date | Feb 11, 2020 |
| Transfer Doc | 02020/1459 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jul 27, 2026 |
| Property Address | 170 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 2026032333 |
| Book / Page | 2026 / 32333 |
| Instrument Date | Jul 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 170 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 2026032333, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 2026/32333 |
| Name | REDSTONE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 170 CYPRESS DR, DECATUR, AL 35603-5918 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02020/5616 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 2020/5616 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 170 CYPRESS DR, DECATUR, AL 35603-5918 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02026/5561 |
|---|---|
| Date | Feb 9, 2026 |
| Book Page | 2026/5561 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 8, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 170 CYPRESS DR, DECATUR, AL 35603-5918 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2007/34943 |
|---|---|
| Date | Jun 22, 2007 |
| Book Page | 2007/34943 |
| Name | CYPRESS COVE DEVELOPMENT LLC |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 170 CYPRESS DR, DECATUR, AL 35603-5918 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2007/34940 |
|---|---|
| Date | Jun 22, 2007 |
| Book Page | 2007/34940 |
| Name | GOBBLEFITE LUMBER CO INC |
|---|---|
| Address | DECATUR, AL 35601 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Feb 18, 2020 |
| Property Address | 170 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 02020/1459 |
| Book / Page | 2020 / 1459 |
| Map Reference | MB 2006 PG 24 |
| Instrument Date | Feb 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 170 CYPRESS DR, DECATUR, AL 35603-5918 |
| Name | Verified Name |
|---|---|
| Address | 170 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jun 16, 2011 |
| Property Address | 170 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 2011/03190 |
| Book / Page | 2011 / 03190 |
| Map Reference | MB20066 PG24 |
| Instrument Date | Jun 8, 2011 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $10.00 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 170 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 0201116588 |
|---|---|
| Date | Jun 16, 2011 |
| Instrument | 2011/16588 |
| Name | RBC BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2041 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Sep 26, 2007 |
| Property Address | 170 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 2007/07834 |
| Book / Page | 2007 / 07834 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Sep 15, 2007 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $27.50 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 170 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 2007/52878 |
|---|---|
| Date | Sep 26, 2007 |
| Book Page | 2007/52878 |
| Name | PLATINUM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON, AL 35758 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jun 22, 2007 |
| Property Address | 170 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 2007/05166 |
| Book / Page | 2007 / 05166 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Jun 20, 2007 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $655.00 (+2.02%) | $18,950 (+1.94%) Land $2,750 Building $16,200 | $189,500 (+1.94%) Land $27,500 Building $162,000 |
| 2024 | $18,590 (-1.01%) Land $2,500 Building $16,090 | $185,900 (-1.01%) Land $25,000 Building $160,900 | |
| 2023 | $642.00 (-3.02%) Homeowner's exemption | $18,780 (-1.98%) Land $2,500 Building $16,280 | $187,800 (-1.98%) Land $25,000 Building $162,800 |
| 2022 | $662.00 Homeowner's exemption | $19,160 Land $2,500 Building $16,660 | $191,600 Land $25,000 Building $166,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| FlashFiber Fiber | 1,000 / 1,000 |
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