16 E Point Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 16 E Point Rd, Palmyra, VA 22963 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,196 sqft Living Area
Lot Size14,985 sqft (0.344 acres)
OccupancyOwner Occupied
Last Sale$315,000 (2025)
Tax Bill$2,542.00 (2025)

Property Details

APN / Parcel Number

Primary APN18A 6 70
Alternative APN
  • 4583

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,196 sqft Living Area
Gross Area2,560 sqft Gross Area
1st Floor1,196 sqft 1st Floor
Basement Area1,196 sqft Basement
Finished Basement1,196 sqft Finished
Stories1 Stories
Primary FlooringSoftwood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2004
Exterior MaterialVinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area14,985 sqft (0.344 acres)
Shed1 Shed
Deck Area24 sqft Deck
TopographyRolling Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number4583
Street Address16 E POINT RD
CityPALMYRA
StateVA
Zip22963-2049
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionINST 190002207 RIVERSIDE-6 LOT 70 15,000 SF
Legal SubdivisionRIVERSIDE
Legal Block7
Legal Lot Number70
JurisdictionFLUVANNA VA
Minor Civil DivisionPALMYRA
Census Blockgroup4
Census Block4005
Census Tract20101

Owner

Source: Fluvanna County records · APN 18A 6 70

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address16 E POINT RD, PALMYRA, VA 22963-2049
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Jul 25, 2019Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 16, 2025 · Amount on Record
Deed SaleSep 16, 2025 · Amount on Record
Prior SaleJul 25, 2019 · Amount on Record
Deed Doc Number20252868
Prior Transfer DateMar 09, 2007
Prior Transfer Doc000720/346
Record RefreshedSep 20, 2026

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionFLUVANNA VA
Recording DateSep 16, 2025
Property Address16 E POINT RD, PALMYRA, VA 22963-2049
Document Number0250002868
Map ReferenceMB 82 PG 481
Instrument DateSep 10, 2025
Instrument250002868
Transaction TypeTransfer
Record UpdatedOct 13, 2025
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$337.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 EAST POINT RD, PALMYRA, VA 22963-2049

Mortgage

Document Number0250002869
DateSep 16, 2025
Instrument250002869
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

July 2019: Deed, Transfer

Document TypeDeed
JurisdictionFLUVANNA VA
Recording DateJul 25, 2019
Property Address16 E POINT RD, PALMYRA, VA 22963-2049
Document Number1902207
Map ReferencePB 82 PG 481
Instrument DateJul 24, 2019
Instrument1902207
Transaction TypeTransfer
Record UpdatedJul 06, 2021
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 E POINT RD, PALMYRA, VA 22963-2049

Mortgage

Document Number1902208
DateJul 25, 2019
Instrument1902208
Lender
NameMORTGAGE RESEARCH CENTER LLC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$336,800 (-) Land $30,000 Building $306,800$336,800 (-) Land $30,000 Building $306,800
2025$2,542.00 (+0.63%)$336,800 (+57.09%) Land $30,000 Building $306,800$336,800 (+57.09%) Land $30,000 Building $306,800
2024$2,526.00 (+39.64%)
2023$214,400 Land $30,000 Building $184,400$214,400 Land $30,000 Building $184,400
2022$1,809.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Point Rd

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