19 E Point Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 19 E Point Rd, Palmyra, VA 22963 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2004
Square Footage	1,600 sqft Living Area
Lot Size	26,397 sqft (0.606 acres)
Garage	Built-in
Occupancy	Owner Occupied
Tax Bill	$2,221.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`18A 6 85`
Alternative APN	`6639`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,600 sqft Living Area
Gross Area	2,814 sqft Gross Area
1st Floor	1,600 sqft 1st Floor
Basement Area	800 sqft Basement
Unfinished Basement	800 sqft Unfinished
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	26,397 sqft (0.606 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Built-in Garage
Shed	1 Shed
Deck Area	54 sqft Deck
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	6639
Street Address	19 E POINT RD
City	PALMYRA
State	VA
Zip	22963-2045
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DB 266-260 RIVERSIDE-6 LOT 85 26,405 SF
Legal Subdivision	RIVERSIDE
Legal Block	8
Legal Lot Number	85
Jurisdiction	FLUVANNA VA
Minor Civil Division	PALMYRA
Census Blockgroup	4
Census Block	4003
Census Tract	20101

Owner

Source: Fluvanna County records · APN 18A 6 85

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	19 E POINT RD, PALMYRA, VA 22963-2045
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	19 E POINT RD, PALMYRA, VA 22963-2045
Transaction Type	Mortgage
Record Updated	Jul 06, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200002261
Date	Jun 25, 2020
Instrument	200002261

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,200 (-) Land $30,000 Building $264,200	$294,200 (-) Land $30,000 Building $264,200
2025	$2,221.00 (+14.6%)	$294,200 (+28.08%) Land $30,000 Building $264,200	$294,200 (+28.08%) Land $30,000 Building $264,200
2023		$229,700 Land $30,000 Building $199,700	$229,700 Land $30,000 Building $199,700
2022	$1,938.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.