15 E Point Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 15 E Point Rd, Palmyra, VA 22963 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 2000
Square Footage	936 sqft Living Area
Lot Size	21,127 sqft (0.485 acres)
Occupancy	Owner Occupied
Last Sale	$207,500 (2021)
Tax Bill	$1,592.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`18A 6 87`
Alternative APN	`1574`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	936 sqft Living Area
Gross Area	2,522 sqft Gross Area
1st Floor	936 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Softwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	21,127 sqft (0.485 acres)
Parking Spaces	1 Parking Spaces
Garage Area	392 sqft Garage
Deck Area	114 sqft Deck
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	1574
Street Address	15 E POINT RD
City	PALMYRA
State	VA
Zip	22963-2045
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	INST 210002864 RIVERSIDE-6 LOT 87 21,134 SF
Legal Subdivision	RIVERSI
Legal Block	8
Legal Lot Number	87
Jurisdiction	FLUVANNA VA
Minor Civil Division	PALMYRA
Census Blockgroup	4
Census Block	4003
Census Tract	20101

Owner

Source: Fluvanna County records · APN 18A 6 87

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15 E POINT RD, PALMYRA, VA 22963-2045
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 09, 2021 · Amount on Record
Deed Sale	Jun 09, 2021 · Amount on Record
Deed Doc Number	20212864
Record Refreshed	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jun 09, 2021
Property Address	15 E POINT RD, PALMYRA, VA 22963-2045
Document Number	0210002864
Map Reference	DB 82 PG 481
Instrument Date	May 14, 2021
Instrument	210002864
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$207.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 E POINT RD, PALMYRA, VA 22963-2045

Mortgage

Document Number	0210002865
Date	Jun 09, 2021
Instrument	210002865

Lender

Name	FINANCE AMERICA MTG LLC

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,900 (-) Land $30,000 Building $180,900	$210,900 (-) Land $30,000 Building $180,900
2025	$1,592.00 (+27.97%)	$210,900 (+43.08%) Land $30,000 Building $180,900	$210,900 (+43.08%) Land $30,000 Building $180,900
2023		$147,400 Land $30,000 Building $117,400	$147,400 Land $30,000 Building $117,400
2022	$1,244.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.