Fluvanna County property record for 13 E Point Rd, Palmyra, VA 22963 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,620 sqft Living Area |
| Lot Size | 19,166 sqft (0.44 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $249,000 (2018) |
| Tax Bill | $3,029.00 (2025) |
| Primary APN | 18A 6 88 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Building Area | 1,620 sqft Living Area |
| Gross Area | 3,526 sqft Gross Area |
| 1st Floor | 1,536 sqft 1st Floor |
| Basement Area | 1,536 sqft Basement |
| Finished Basement | 1,536 sqft Finished |
| Stories | 1 Stories |
| Primary Flooring | Softwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Split Foyer Style |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 19,166 sqft (0.44 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Built-in Garage |
| Deck Area | 250 sqft Deck |
| Patio Area | 120 sqft Patio |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 8539 |
|---|---|
| Street Address | 13 E POINT RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2045 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INST 190000357 RIVERSIDE-6 LOT 88 19,150 SF |
| Legal Subdivision | LAKE MONTICELLO |
| Legal Block | 8 |
| Legal Lot Number | 88 |
| Jurisdiction | FLUVANNA VA |
| Minor Civil Division | PALMYRA |
| Census Blockgroup | 4 |
| Census Block | 4003 |
| Census Tract | 20101 |
Source: Fluvanna County records · APN 18A 6 88
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13 E POINT RD, PALMYRA, VA 22963-2045 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Mar 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| May 22, 2018 | Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 22, 2018 · Amount on Record |
| Deed Sale | May 22, 2018 · Amount on Record |
| Deed Doc Number | 20181558 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 13 E POINT RD, PALMYRA, VA 22963-2045 |
| Transaction Type | Mortgage |
| Record Updated | Jul 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1902801 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 1902801 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 13 E POINT RD, PALMYRA, VA 22963-2045 |
| Transaction Type | Mortgage |
| Record Updated | Jul 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210001001 |
|---|---|
| Date | Mar 02, 2021 |
| Instrument | 210001001 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | May 22, 2018 |
| Property Address | 13 E POINT RD, PALMYRA, VA 22963-2045 |
| Document Number | 1801558 |
| Map Reference | PB 82 PG 481 |
| Instrument Date | May 19, 2018 |
| Instrument | 1801558 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 E POINT RD, PALMYRA, VA 22963-2045 |
| Document Number | 1801559 |
|---|---|
| Date | May 22, 2018 |
| Instrument | 1801559 |
| Name | ATLANTIC COAST MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $401,200 (-) Land $30,000 Building $371,200 | $401,200 (-) Land $30,000 Building $371,200 | |
| 2025 | $3,029.00 (+14.22%) | $401,200 (+27.65%) Land $30,000 Building $371,200 | $401,200 (+27.65%) Land $30,000 Building $371,200 |
| 2023 | $314,300 Land $30,000 Building $284,300 | $314,300 Land $30,000 Building $284,300 | |
| 2022 | $2,652.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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