12 E Point Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 12 E Point Rd, Palmyra, VA 22963 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,196 sqft Living Area
Lot Size	14,985 sqft (0.344 acres)
Occupancy	Owner Occupied
Last Sale	$78,000 (2017)
Tax Bill	$2,000.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`18A 6 68`
Alternative APN	`1160`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,196 sqft Living Area
Gross Area	2,976 sqft Gross Area
1st Floor	1,196 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	14,985 sqft (0.344 acres)
Parking Spaces	1 Parking Spaces
Garage Area	364 sqft Garage

Exterior Amenities

Shed	1 Shed
Deck Area	160 sqft Deck
Porch Area	60 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	1160
Street Address	12 E POINT RD
City	PALMYRA
State	VA
Zip	22963-2049
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DB 983-913 RIVERSIDE-6 LOT 68 15,000 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	6
Legal Lot Number	68
Jurisdiction	FLUVANNA VA
Minor Civil Division	PALMYRA
Census Blockgroup	4
Census Block	4005
Census Tract	20101

Owner

Source: Fluvanna County records · APN 18A 6 68

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 E POINT RD, PALMYRA, VA 22963-2049
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2017 · Amount on Record
Deed Sale	Apr 04, 2017 · Amount on Record
Deed Doc Number	20171057
Record Refreshed	Sep 20, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLUVANNA VA
Recording Date	Apr 04, 2017
Property Address	12 E POINT RD, PALMYRA, VA 22963-2049
Document Number	1701057
Map Reference	PB 82 PG 481
Instrument Date	Mar 23, 2017
Instrument	1701057
Transaction Type	Transfer
Record Updated	Jul 06, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 E POINT RD, PALMYRA, VA 22963-2049

Mortgage

Document Number	1701058
Date	Apr 04, 2017
Instrument	1701058

Lender

Name	WELLS FARGO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,020 (-) Land $30,000 Building $235,020	$265,020 (-) Land $30,000 Building $235,020
2025	$2,000.00 (+29.28%)	$265,020 (+44.58%) Land $30,000 Building $235,020	$265,020 (+44.58%) Land $30,000 Building $235,020
2023		$183,300 Land $30,000 Building $153,300	$183,300 Land $30,000 Building $153,300
2022	$1,547.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.