14 E Point Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 14 E Point Rd, Palmyra, VA 22963 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2012
Square Footage	1,204 sqft Living Area
Lot Size	14,985 sqft (0.344 acres)
Occupancy	Owner Occupied
Last Sale	$155,500 (2019)
Tax Bill	$2,091.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`18A 6 69`
Alternative APN	`9160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,204 sqft Living Area
Gross Area	3,176 sqft Gross Area
1st Floor	1,196 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Softwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2012
Exterior Material	Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	14,985 sqft (0.344 acres)

Exterior Amenities

Shed	1 Shed
Balcony Area	8 sqft Balcony
Deck Area	144 sqft Deck
Porch Area	88 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	9160
Street Address	14 E POINT RD
City	PALMYRA
State	VA
Zip	22963-2049
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	INST 190000559 RIVERSIDE-6 LOT 69 15,000 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	6
Legal Lot Number	69
Jurisdiction	FLUVANNA VA
Minor Civil Division	PALMYRA
Census Blockgroup	4
Census Block	4005
Census Tract	20101

Owner

Source: Fluvanna County records · APN 18A 6 69

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14 E POINT RD, PALMYRA, VA 22963-2049
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 28, 2019 · Amount on Record
Deed Sale	Feb 28, 2019 · Amount on Record
Deed Doc Number	2019559
Record Refreshed	Sep 20, 2026

February 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Feb 28, 2019
Property Address	14 E POINT RD, PALMYRA, VA 22963-2049
Document Number	1900559
Map Reference	PB 82 PG 481
Instrument Date	Feb 11, 2019
Instrument	1900559
Transaction Type	Transfer
Record Updated	Jul 06, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 E POINT RD, PALMYRA, VA 22963-2049

Mortgage

Document Number	1900560
Date	Feb 28, 2019
Instrument	1900560

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,000 (-) Land $30,000 Building $247,000	$277,000 (-) Land $30,000 Building $247,000
2025	$2,091.00 (+29.8%)	$277,000 (+45.1%) Land $30,000 Building $247,000	$277,000 (+45.1%) Land $30,000 Building $247,000
2023		$190,900 Land $30,000 Building $160,900	$190,900 Land $30,000 Building $160,900
2022	$1,611.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.