15835 Guyer St, Union, MI 49130 Property Records

Cass County property record for 15835 Guyer St, Union, MI 49130

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,440 sqft · built 1966
Lot Size	12.6 acres (552,341 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Nov 2025)
Tax Bill	$1,504 (2025)
Deeds & Mortgages	May 2020 Line of Credit Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-120-206-009-16`

Property Details

APN / Parcel Number

Primary APN	`14-120-206-009-16`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,440 sqft Building Perimeter
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Modular
Lot Area	552,341 sqft (12.6 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	15835 GUYER ST
City	UNION
State	MI
Zip	49130-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	92G BEG ON E & W 1/4 LINE 772.4 FT E OF W 1/4 COR, TH E 350 FT, S 0 DEG 27'E 357 FT, E 27.28 FT, S 0 DEG 27'E 1110 FT, W
Jurisdiction	CASS MI
Township / Civil Division	PORTER
Census Block Group	3
Census Block	3025
Census Tract	1000

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15835 GUYER ST, UNION, MI 49130-9603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 7, 2020	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Nov 24, 2025	Warranty Deed, Transfer · Conventional Mortgage INTERRA CU
Sep 4, 2018	Personal Representative Deed, Transfer
Sep 5, 2018	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on Record
Deed Sale	Nov 24, 2025 · Amount on Record
Prior Sale	Sep 5, 2018 · Amount on Record
Deed Document Number	2025226940
Deed Book / Page	1269 / 207
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	15835 GUYER ST, UNION, MI 49130-9603
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001172/408
Date	May 7, 2020
Book Page	1172/408

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Apr 25, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Nov 24, 2025
Property Address	15835 GUYER ST, UNION, MI 49130-9603
Document Number	001269/207
Book / Page	1269 / 207
Instrument Date	Nov 20, 2025
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,512.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1711 OSOLO RD, ELKHART, IN 46514-4119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15835 GUYER ST, UNION, MI 49130-9603

Mortgage

Document Number	0001269210
Date	Nov 24, 2025
Instrument	1269/210

Lender

Name	INTERRA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	SOFR Average 30-Day
Margin	3
Max Rate	12.2%

September 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CASS MI
Recording Date	Sep 4, 2018
Property Address	15835 GUYER ST, UNION, MI 49130-9603
Document Number	1144/1296
Book / Page	1144 / 1296
Instrument Date	Aug 29, 2018
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Tax	$1,032.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	69015 THOMAS RD, 69015, WHITE PIGEON, MI 49099-8434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1711 OSOLO RD, ELKHART, IN 46514-4119

September 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CASS MI
Recording Date	Sep 5, 2018
Property Address	15835 GUYER ST, UNION, MI 49130-9603
Document Number	1144/1296
Book / Page	1144 / 1296
Instrument Date	Aug 29, 2018
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Tax	$1,032.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	69015 THOMAS RD, 69015, WHITE PIGEON, MI 49099-8434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1711 OSOLO RD, ELKHART, IN 46514-4119

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Porter Township
Unified School District	White Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,100 (+57.38%) Land $131,100	$262,200 (+57.38%) Land $262,200
2025	$1,504.00 (+4.95%) Homeowner's exemption	$83,300 (+22.68%) Land $83,300	$166,600 (+22.68%) Land $166,600
2024	$1,433.00 (+6.78%)
2023		$67,900	$135,800
2022	$1,342.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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