1549 W Redding St, Hernando, FL 34442 Property Records

Citrus County property record for 1549 W Redding St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,964 sqft · built 2004
Lot Size	1 acres (43,734 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Jan 2024)
Tax Bill	$1,144 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Apr 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00630-004.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00630-004.0`
Alternative APNs	`1818S19E0110006300040` `2306823`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,964 sqft Living Area
1st Floor Area	1,964 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	43,734 sqft (1 acres)
Lot Dimensions	291 ft deep x 150 ft wide
Garage Area	650 sqft
Parking Spaces	10 Parking Spaces
Porch	Enclosed Porch
Porch Area	589 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2306823
Old Parcel Number	1818S19E0110006300040
Street Address	1549 W REDDING ST
City	HERNANDO
State	FL
Zip	34442-3285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRR CENTRAL RIDGE RESIDEN
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LT 4 BLK 63
Legal Range	18E
Legal Township	18S
Legal Section	35
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	63
Legal Lot Number	4
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1017
Census Tract	450704

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1549 W REDDING ST, HERNANDO, FL 34442-3285
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Apr 19, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2024 · Amount on Record
Deed Sale	Jan 31, 2024 · Amount on Record
Prior Sale	Apr 19, 2023
Deed Document Number	2024005656
Deed Book / Page	3441 / 1867
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 31, 2024
Property Address	1549 W REDDING ST, HERNANDO, FL 34442-3285
Document Number	0034411867
Book / Page	3441 / 1867
Map Reference	MB 9 PG 73-83
Instrument Date	Jan 26, 2024
Instrument	2024005656
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1549 W REDDING ST, HERNANDO, FL 34442-3285

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1549 W REDDING ST, HERNANDO, FL 34442-3285

Mortgage

Document Number	0034411869
Date	Jan 31, 2024
Instrument	3441/1869

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2039

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Apr 19, 2023
Property Address	1549 W REDDING ST, HERNANDO, FL 34442-3285
Document Number	0033712143
Book / Page	3371 / 2143
Map Reference	MB 9 PG 73-83
Instrument Date	Apr 13, 2023
Instrument	2023022658
Transaction Type	Transfer
Record Updated	May 4, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1949 W REDDING ST, HERNANDO, FL 34442-3255

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 ROARING RD, HARTFORD, AL 36344-5350

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,144.00 (+4,137.04%) Additional exemption filed	$324,075 (-2.69%) Land $31,000 Building $293,075	$324,075 (-2.69%) Land $31,000 Building $293,075
2024	$27.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$333,026 (+1.75%) Land $29,500 Building $303,526	$333,026 (+1.75%) Land $29,500 Building $303,526
2023	$27.00 (-98.54%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$327,310 (+24.97%) Land $25,500 Building $301,810	$327,310 (+24.97%) Land $25,500 Building $301,810
2022	$1,853.00 Homeowner's exemption Additional exemption filed	$261,907 Land $17,250 Building $244,657	$261,907 Land $17,250 Building $244,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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