1477 W Redding St, Hernando, FL 34442 Property Records

Citrus County property record for 1477 W Redding St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,660 sqft · built 2009
Lot Size	1 acres (43,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$333,000 (Dec 2020)
Tax Bill	$3,883 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00620-0020`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00620-0020`
Alternative APNs	`1818S19E0110006200020` `2306505`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,660 sqft Living Area
Gross Area	3,621 sqft
1st Floor Area	2,660 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	43,742 sqft (1 acres)
Lot Dimensions	291 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	480 sqft
Deck Area	645 sqft
Patio Area	400 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2306505
Street Address	1477 W REDDING ST
City	HERNANDO
State	FL
Zip	34442-3292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRR
Legal Description	CITRUS HILLS 1ST ADDLOT 2 BLK 62DESC IN OR BK 718 PG 2201
Legal Range	18E
Legal Township	18S
Legal Section	35
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	62
Legal Lot Number	2
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1018
Census Tract	450704

Owner

Source: Citrus County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1477 W REDDING ST, HERNANDO, FL 34442-3292
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2018	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 15, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 1, 2020	Quit Claim Deed, Transfer · VA Mortgage CLEARPATH LNDG
Sep 7, 2019	Deed of Trust, Mortgage · VA Mortgage GOODMORTGAGE.COM
Feb 1, 2017	Loan Modification, Mortgage · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Prior Sale	Jul 1, 2020
Deed Document Number	202068265
Deed Book / Page	3116 / 2309
Prior Transfer Date	Jun 11, 2020
Prior Transfer Doc	0030712137
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1477 W REDDING ST, HERNANDO, FL 34442-3292
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029470353
Date	Dec 26, 2018
Book Page	2947/0353
Instrument	2018064052

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 15, 2020
Property Address	1477 W REDDING ST, HERNANDO, FL 34442-3292
Document Number	0031162309
Book / Page	003116 / 002309
Instrument Date	Dec 11, 2020
Instrument	68265
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,331.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1477 W REDDING ST HERNANDO FL 344423292, HERNANDO, FL 34442-3292

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 1, 2020
Property Address	1477 W REDDING ST, HERNANDO, FL 34442-3292
Document Number	0030712137
Book / Page	003071 / 002137
Instrument Date	Jun 11, 2020
Instrument	33741
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1477 W REDDING ST HERNANDO FL 344423292, HERNANDO, FL 34442-3292

Mortgage

Document Number	30712140
Date	Jul 1, 2020
Book Page	003071/002140
Instrument	33742

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1477 W REDDING ST, HERNANDO, FL 34442-3292
Document Number	0030070464
Instrument Date	Sep 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1477 W REDDING ST HERNANDO FL 344423292, HERNANDO, FL 34442-3292

Mortgage

Document Number	0030070464
Date	Sep 26, 2019
Book Page	003007/000464
Instrument	50661

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CITRUS FL
Property Address	1477 W REDDING ST, HERNANDO, FL 34442-3292
Document Number	0028090621
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1477 W REDDING ST HERNANDO FL 344423292, HERNANDO, FL 34442-3292

Mortgage

Document Number	0028090621
Date	Feb 6, 2017
Book Page	002809/000621
Instrument	5508

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2047

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,883.00 (+4.27%) Homeowner's exemption	$286,304 (-27.41%)	$376,914 (-4.44%) Land $31,000 Building $345,914
2024	$3,724.00 (+2.36%) Homeowner's exemption Additional exemption filed	$394,411 (+2.66%) Land $29,500 Building $364,911	$394,411 (+2.66%) Land $29,500 Building $364,911
2023	$3,638.00 (+6.81%) Homeowner's exemption Additional exemption filed	$384,208 (+19.83%) Land $25,500 Building $358,708	$384,208 (+19.83%) Land $25,500 Building $358,708
2022	$3,406.00 Homeowner's exemption Additional exemption filed	$320,631 Land $17,250 Building $303,381	$320,631 Land $17,250 Building $303,381

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Redding St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures