1520 W Redding St, Hernando, FL 34442 Property Records

Citrus County property record for 1520 W Redding St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,406 sqft · built 2004
Lot Size	1 acres (43,737 sqft)
Owner	2 Individual Names on File
Last Sale	$430,500 (May 2026)
Tax Bill	$4,614 (2025)
Deeds & Mortgages	May 2026 Sale Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00650-0010`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00650-0010`
Alternative APNs	`1818S19E0110006500010` `2307421`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,406 sqft Living Area
Gross Area	3,378 sqft
1st Floor Area	2,406 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	43,737 sqft (1 acres)
Lot Dimensions	291 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	884 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	495 sqft
Porch	Finished/Screened Porch
Porch Area	796 sqft
Patio Area	247 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2307421
Street Address	1520 W REDDING ST
City	HERNANDO
State	FL
Zip	34442-3253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRR
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LT 1 BLK 65
Legal Range	18E
Legal Township	18S
Legal Section	35
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	65
Legal Lot Number	1
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1021
Census Tract	450704

Owner

Source: Citrus County records · APN 19E-18S-18-0110-00650-0010

Assessment roll updated December 3, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1520 W REDDING ST, HERNANDO, FL 34442-3253
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 05, 2026	Warranty Deed, Transfer UNIK TITLE LLC, UNIK TITLE, LLC
Jul 23, 2021	Intrafamily Transfer, Transfer · VA Mortgage NAVY FCU
Jan 31, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 05, 2026 · Amount on Record
Deed Sale	May 05, 2026 · Amount on Record
Prior Sale	Jul 23, 2021
Deed Document Number	202626181
Deed Book / Page	3666 / 2026
Prior Transfer Date	Jul 16, 2021
Prior Transfer Doc	0031871736
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 05, 2026
Property Address	1520 W REDDING ST, HERNANDO, FL 34442-3253
Document Number	0000026181
Book / Page	3666 / 2026
Instrument Date	Apr 30, 2026
Instrument	2026.26181
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	UNIK TITLE LLC, UNIK TITLE, LLC

Transaction

Amount	Amount Recorded
Tax	$304,363.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1520 W REDDING ST, HERNANDO, FL 34442-3253

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Jul 23, 2021
Property Address	1520 W REDDING ST, HERNANDO, FL 34442-3253
Document Number	0031871736
Book / Page	3187 / 1736
Map Reference	MB 9 PG 73-83
Instrument Date	Jul 16, 2021
Instrument	2021050278
Transaction Type	Transfer
Record Updated	Mar 06, 2023
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 W REDDING ST, HERNANDO, FL 34442-3253

Mortgage

Document Number	0031871738
Date	Jul 23, 2021
Instrument	3187/1738

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 31, 2017
Property Address	1520 W REDDING ST, HERNANDO, FL 34442-3253
Document Number	0028072377
Book / Page	002807 / 002377
Instrument Date	Jan 30, 2017
Instrument	4409
Transaction Type	Transfer
Record Updated	Feb 22, 2017
Title Company	MANATEE TITLE COMPANY INC, MANATEE TITLE CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,764.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 W REDDING ST HERNANDO FL 344423253, HERNANDO, FL 34442-3253

Mortgage

Document Number	28072378
Date	Jan 31, 2017
Book Page	002807/002378
Instrument	4410

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,614.00 (+4.11%) Homeowner's exemption Veteran's exemption	$340,597 (-22.39%)	$426,624 (-2.79%) Land $31,000 Building $395,624
2024	$4,432.00 (+2.36%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$438,859 (-0.21%) Land $29,500 Building $409,359	$438,859 (-0.21%) Land $29,500 Building $409,359
2023	$4,330.00 (+6.89%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$439,787 (+18.79%) Land $25,500 Building $414,287	$439,787 (+18.79%) Land $25,500 Building $414,287
2022	$4,051.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$370,210 Land $17,250 Building $352,960	$370,210 Land $17,250 Building $352,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 94 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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