1461 W Redding St, Hernando, FL 34442 Property Records

Citrus County property record for 1461 W Redding St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,427 sqft · built 2003
Lot Size	1 acres (43,745 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,900 (Jun 2025)
Tax Bill	$3,741 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00620-0040`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00620-0040`
Alternative APNs	`1818S19E0110006200040` `2306521`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,427 sqft Living Area
Gross Area	2,191 sqft
1st Floor Area	1,427 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Asphalt
Lot Area	43,745 sqft (1 acres)
Lot Dimensions	291 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	6 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	260 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2306521
Street Address	1461 W REDDING ST
City	HERNANDO
State	FL
Zip	34442-3292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRR
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LT 4 BLK 62
Legal Range	18E
Legal Township	18S
Legal Section	35
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	62
Legal Lot Number	4
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1018
Census Tract	450704

Owner

Source: Citrus County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1461 W REDDING ST, HERNANDO, FL 34442-3292
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
Jul 25, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 12, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025 · Amount on Record
Deed Sale	Jun 5, 2025 · Amount on Record
Prior Sale	Jan 31, 2003 · Amount on Record
Deed Document Number	202534293
Deed Book / Page	3573 / 284
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1461 W REDDING ST, HERNANDO, FL 34442-3292
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1461 W REDDING ST, HERNANDO, FL 34442-3292

Mortgage

Document Number	0030891686
Date	Sep 9, 2020
Book Page	3089/1686
Instrument	2020047314

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1461 W REDDING ST, HERNANDO, FL 34442-3292
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1461 W REDDING ST, HERNANDO, FL 34442-3292

Mortgage

Document Number	0030891669
Date	Sep 9, 2020
Book Page	3089/1669
Instrument	2020047313

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1461 W REDDING ST, HERNANDO, FL 34442-3292
Document Number	0029190555
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1461 W REDDING ST HERNANDO FL 344423292, HERNANDO, FL 34442-3292

Mortgage

Document Number	0029190555
Date	Aug 9, 2018
Book Page	002919/000555
Instrument	40289

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2048

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1461 W REDDING ST, HERNANDO, FL 34442-3292
Document Number	0028311368
Book / Page	002831 / 001368
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 22, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1461 W REDDING ST HERNANDO FL 344423292, HERNANDO, FL 34442-3292

Mortgage

Document Number	0028311368
Date	May 25, 2017
Book Page	002831/001368
Instrument	24828

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,741.00 (+192.72%)	$238,089 (-2.66%) Land $31,000 Building $207,089	$238,089 (-2.66%) Land $31,000 Building $207,089
2024	$1,278.00 (+3.06%) Homeowner's exemption Additional exemption filed	$244,601 (+2.57%) Land $29,500 Building $215,101	$244,601 (+2.57%) Land $29,500 Building $215,101
2023	$1,240.00 (+6.9%) Homeowner's exemption Additional exemption filed	$238,480 (+19.35%) Land $25,500 Building $212,980	$238,480 (+19.35%) Land $25,500 Building $212,980
2022	$1,160.00 Homeowner's exemption Additional exemption filed	$199,824 Land $17,250 Building $182,574	$199,824 Land $17,250 Building $182,574

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Redding St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures