1605 W Redding St, Hernando, FL 34442 Property Records

Citrus County property record for 1605 W Redding St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,451 sqft · built 2004
Lot Size	1 acres (43,727 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Dec 2021)
Tax Bill	$5,580 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00630-008.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00630-008.0`
Alternative APNs	`1818S19E0110006300080` `2306866`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,451 sqft Living Area
1st Floor Area	2,446 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	43,727 sqft (1 acres)
Lot Dimensions	291 ft deep x 150 ft wide
Garage Area	812 sqft
Parking Spaces	11 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	166 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2306866
Old Parcel Number	1818S19E0110006300080
Street Address	1605 W REDDING ST
City	HERNANDO
State	FL
Zip	34442-3285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRR CENTRAL RIDGE RESIDEN
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LOT 8 BLK 63
Legal Range	18E
Legal Township	18S
Legal Section	35
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	63
Legal Lot Number	8
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1017
Census Tract	450704

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1605 W REDDING ST, HERNANDO, FL 34442-3285
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Apr 16, 2020	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2021 · Amount on Record
Deed Sale	Dec 23, 2021 · Amount on Record
Prior Sale	Dec 2, 2014 · Amount on Record
Deed Document Number	2021088555
Deed Book / Page	3238 / 646
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 23, 2021
Property Address	1605 W REDDING ST, HERNANDO, FL 34442-3285
Document Number	0032380646
Book / Page	3238 / 646
Map Reference	MB 9 PG 73
Instrument Date	Dec 10, 2021
Instrument	2021088555
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	TITLE US LLC, TITLE USA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3365 N PAGE AVE, 3365, HERNANDO, FL 34442-2983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15104 NW MASON HILL RD, NORTH PLAINS, OR 97133-8195

Mortgage

Document Number	0003238647
Date	Dec 23, 2021
Instrument	3238/647

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1605 W REDDING ST, HERNANDO, FL 34442-3285
Document Number	0030552360
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1605 W REDDING ST HERNANDO FL 344423285, HERNANDO, FL 34442-3285

Mortgage

Document Number	0030552360
Date	Apr 27, 2020
Book Page	003055/002360
Instrument	21680

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 26, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,580.00 (-2.69%) Homeowner's exemption Additional exemption filed	$400,776 (-3.13%) Land $31,000 Building $369,776	$400,776 (-3.13%) Land $31,000 Building $369,776
2024	$5,734.00 (+2.59%) Homeowner's exemption Additional exemption filed	$413,744 (+8.48%) Land $29,500 Building $384,244	$413,744 (+8.48%) Land $29,500 Building $384,244
2023	$5,589.00 (+17.51%)	$381,406 (+20.91%) Land $25,500 Building $355,906	$381,406 (+20.91%) Land $25,500 Building $355,906
2022	$4,756.00 Additional exemption filed	$315,453 Land $17,250 Building $298,203	$315,453 Land $17,250 Building $298,203

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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